Archived
Can a wife be demanded legally by he husband because she filed the income tax return,with the kids and got a tax return?
Steven's answer
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Answered on February 20, 2012
Generally, the parent who has custody (the “custodial parent”) is entitled to take the child exemptions on taxes. The custodial parent is defined...
Archived
THE IRS SENT ME NOTICE OF INTENT TO LEVY FOR THE TAX YEAR 2003 WITH A BALANCE OF $4,654.00.....
Steven's answer
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Answered on February 20, 2012
First, contact the Tax Advocate. Next, to ensure that collection efforts are suspended request a Collection Due Process (CDP) Hearing (the form...
I have overdrawn my bank account ($500). Can I discharge this "debt" as an unsecured debt in a Chapter 7 Bankruptcy?
Steven's answer
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Answered on February 20, 2012
Generally, unsecured debt is dischargeable in bankruptcy. In this case, the bank lent you $500.00 to cover the overdrawn check. That debt is...
Archived
If after Bankruptcy, I decided to try to keep one or two of my time shares, will I be liable later or will it still count?
Steven's answer
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Answered on February 20, 2012
Bankruptcy will discharge most debts that exist at the time of filing. May even discharge debts that would have incurred under a contract (eg...
Archived
Corporate Assisnment of Mortgage. Down below I wrote everything the letter says please explain what it means.
Steven's answer
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Answered on February 19, 2012
This appears to be an assignment of the mortgage and note to another party. They are giving you notice that a new party now holds the mortgage and...
Archived
In New York State, when a person is sued in foreclosure, WHEN the defendant is allowed
to do discovery to the bank?
Steven's answer
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Answered on February 19, 2012
I have seen lots of people defend themselves in foreclosure. Some better than others. The questions you are asking are detailed and specific -...
Archived
Is it illegal for a landlord to collect rent in NY when there house is in foreclosure, they have not paid there bank in over 2 y
Steven's answer
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Answered on February 18, 2012
Your obligation to pay rent is not related to the owner's financial arrangement with the mortgage company. Whether the house is in foreclosure or...
Archived
How can I have my wife removed from our home so I can stop a foreclosure?
Steven's answer
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Answered on February 18, 2012
Unfortunately, there is no cheap, easy, answer to your problem. In order to remove her against her wishes, when she is on title to the property,...
Can I still sell my home even if I surrendered my home in Chap 13. Home did not go into forceclosure. Chap13 plan is clompleted
Steven's answer
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Answered on February 18, 2012
In order for your home to be "lost" the bank must go through the foreclosure procedures. The Chapter 13 bankruptcy does not change ownership of...
Archived
Chapter 7 and Reaffirmation
Steven's answer
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Answered on February 18, 2012
Reaffirmation is an important decision. If you do not plan on keeping your home, you should not reaffirm. If, on the other hand, you do plan on...
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