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I get paid at the end of each month and do not get paid nearly enough to pay my bills. The last 3 months, my bank account has been overdrawn and I have deposited my check and about $500 has been taken out of it instantly to cover the overdrawn amount. I just can't continue to do this and desperately need to file Chapter 7 Bankruptcy. Most of the $500 each month is made up of $39 fees and $6 per day continued overdraft fees. Can I open up a bank account at another bank and then discharge the overdrawn amount at the first bank on Schedule F of my Chapter 7 Bankruptcy?