Bank of america is running a scam. We have been trying to get a modification for months and they always say they need forms.

my own opinion is the mortgage companies make the loan modification process more difficult and frustrating than it has to be in order to discourage...

Whenever you want to ask a judge to do something - like extend the time to file a Response to the Plaintiff's Motion for Summary Judgment - you...

Don't want to loose all the equity in my car. Filin Chapter 7. My car is paid off. Am I ok get a loan on my car before filing?

Exemptions are the most common questions asked on Avvo - and the MOST important. Do not consider filing Pro Se if you have any assets you need to...

Filing Chapter 7 Bankruptcy and considering refinancing my home.

First, all your debt is "included" in a bankruptcy. That does not mean you will lose your home in a bankruptcy - if you do not have equity above...

We are currently in a chapter 13 bankruptcy and we have been approved for a home modification forgiving the debt

The best course of action depends on your particular situation. Meet with your attorney to review your situation and determine if you should...

Is there a way I can get my refunds corrected from past years?

If you believe your tax returns are not correct, you should amend your returns to reflect accurate information. Whether this will result in...

What happens if I voluntary dismiss my chapter 13 and there are still monies that the trustee has not yet disbursed

This question was posted twice - see answers of other question. I hope this helps. Respectfully, Steven A. Leahy www.chicagotaxteam.com

What if I decide to voluntary dismiss my chapter 13 after being in it since 2008, and there is still over 5,000.00 on hand that

Generally, in our district, the confirmed plan is carried out. Meaning, if the funds are distributed to creditors according to the plan. Contact...

Can I exempt security rental deposits in Georgia if i file chapter 7?

You must list all your assets - rent deposit is an asset. So, it must be listed on Schedule B. In addition, you must list all executory...

BofAis giving me a trial offer for a loan modification, is it even possible after my mortage was discharged in chapter 7 BK ??

The HAMP guidelines do not preclude modification of a discharged debt. I have seen a number of modifications after bankruptcy. Remember, a...