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I filed for Chapter 7 br and was discharged in feb 2012. I am approximately $150K upside down on a $550K property. The trustee
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Answered on September 14, 2012
This is the first time I heard of a Chapter 7 Trustee taking an interest in a home for short sale - I don't know what kind of recovery the Trustee...
Archived
Ch 7 bankruptcy discharged/closed - Is it possible to do a HARP refinance on first mortgage, where 1st, 2nd and 3rd were IIB?
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Answered on September 14, 2012
Generally, the HARP guidelines do not preclude homeowners whose debts have been discharged under Chapter 7. A refinance would reestablish your...
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Archived
Chap 7 surrender property
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Answered on September 14, 2012
Just because you intend to surrender the property, does not mean the finance company wants the furniture returned. Often they will not accept the...
Archived
Will I get in trouble with the IRS for revising my 2011 tax returns? There is some additional income I need to add in.
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Answered on September 14, 2012
If you are aware of an error in your tax returns, it is your obligation to amend the returns so they are accurate. So, amend your return, pay the...
Archived
Am I responsible for past due inherited property taxes
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Answered on September 14, 2012
If you inherited property with past due property taxes - the answer to your question is YES - The taxes run with the property. They do not go away...
Archived
Is it best to get an attorney to negotiate a settlement on deliquent taxes due to the county?
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Answered on September 14, 2012
Anything worth fighting for is worth hiring an attorney to help you with. Yes, hiring an attorney can be expensive - but what are the consequences...
Archived
We filed Chapter 13 and received a letter from the Trustee that we did not report a claim but it is listed on Schedule F.
Steven's answer
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Answered on September 14, 2012
You should have received a copy of your filing from your attorney. Set up a time to meet with your attorney. Your attorney can get the copy off...
Archived
I included my condo in a chapter 7 in August 2011. I have moved out and the bank still has not taken the condo.
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Answered on September 13, 2012
Unfortunately, the association fees that come due after you file a Chapter 7 bankruptcy are not dischargable. And you can't force the mortgage...
Archived
I am required to submit briefs in my forclosure case.
Steven's answer
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Answered on September 13, 2012
Generally, if you want to ask the Judge to do something you must do so in writing - file a motion. Or, you may be able to ask the judge to...
Archived
Can i sue pnc bank for illag tactics and /or harassment
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Answered on September 13, 2012
Litigation is very expensive - If you are current on your mortgage, you should be able to provided documented proof of that. Gather your proof and...
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