Doesn't that mean I would not get my full negoiciated amount of $1,000 as a unsecured debtor?

The facts seem a bit muddled here, but Chapter 13 allows creditors to file claims with the Court and sets up a repayment plan that is confirmed by...

Having credit probs; will file bnkrptcy. My name on ma's accts just in case tho our finances separate. Take name off her accts?

Joint accounts generally are considered joint property in bankruptcy. Many people do use the exact same device as a low cost means of estate...

An account that shows as "charged off" on a credit report does not necessarily mean that you do not owe the debt. It simply means that the company...

Am I at risk losing my tax refund for a bankruptcy filed at the end of December?

The Trustee will likely send a tax intercept to the IRS so that any refund you receive will go directly to their office. After they receive the...

I'm filing a Chapter 13 mostly because of student loans. I simply can't pay enough to satisfy them.

When it comes to your transcript it's important to know why they won't release it so a bit more information is necessary. If they are holding the...

How long does it take from collections to garnishment of wages for medical bills

When it comes to creditors garnishing before you are able to file bankruptcy, it all depends on timing. Some creditors collect aggressively and...

We are done with 1 year in Chapter 13, but we are having a hard time financially to keep up with our house payment.

Make sure to contact the attorney who is handling your Chapter 13 case immediately. Chapter 13 plans can be modified to help alleviate the...

I can not pay my pay day loans back what can i do

Another aspect of payday loans to consider are the documents signed when you received the loans. Many payday loan providers will hold signed...

Can they take our tax refund if filing Chapter 7 bankruptcy in WI?

Your tax return can certainly be considered part of the assets in your bankruptcy estate, and you should never be relying on a tax refund to pay...

If I buy a car for cash after chapter 13 and before discharge, can I title and license the car in my name ?

As long as the car is bought and paid for completely without entering into any financing agreement, you shouldn't have any problems. If you are...