Is it better to make a payment arrangement with a debt collection agency or wait for the court date?

If you cannot pay the full amount back to the creditor, I'd advise you to take stock of your situation. If you are working and can afford a...

I dug myself in a hole with Payday Loans, borrowing from one to pay another, it has gotten out of control.

Stop taking out payday loans immediately. Because your income is from a pension, it may take them awhile to collect directly from you, but...

Do I still go to the confirmation hearing if I missed the 341 meeting?

No Chapter 13 case can be confirmed without a 341 meeting. It is a necessary part of your bankruptcy case. The confirmation date is when the...

My ex landlords filed bankruptcy and we were listed as creditors. They never sent us a security deposit when we moved even

Deposits held in trust for tenants are generally not debts and are not discharged by bankruptcy. Check your state laws first. Usually deposits...

Can I keep underwater 2nd home in bankruptcy? What's a cramdown and does it apply here?

Consulting with a Chapter 13 bankruptcy lawyer is probably the first step you need to take. Your income, assets, family size, and current debts...

Necessary for me to list old/closed biz name on my personal chapter 7 petition; or can I just list me & describe biz in petit?

In any bankruptcy petition, the Statement of Financial Affairs will ask about any business that you were involved in. Make sure to have that...

Am I allowed to work and file taxes after bankrupcy?

Your question is a little bit vague and more information on the type of case you filed and your current circumstance would be helpful, but in...

Options available for payment to trustee, for preferantial transfer

In my experience, payments made to a Trustee need to take the form of secured funds. This will require the funds to be in the form of a cashier's...

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Can a payday loan sue after sending it to collections?

I've found that when dealing with payday loans, it's important to remember what documents you signed when you took the loans. Many payday loans...

Uninsured and hospitalized, qualify for "discount" but not State or Federal Aid, neither Medicare or Federal Poverty Level.

You can file Chapter 7 once every 8 years and usually qualified retirement accounts are exempt from collections and exempt in bankruptcy. More...