Nicholas Peter Slade's Answers (25)

Archived

Can my bank account be seized by a lawyer on behalf of a creditor if the account is joint?

Nicholas's answer | Answered on August 05, 2009

This issue is currently being heavily litigated and the question is going to be heard by the Minnesota Supreme Court. It is my belief that...

Archived

What charges can be brough against me if I did not pay back a payday loan when it was due?

Nicholas's answer | Answered on August 05, 2009

By "charges" I am assuming you mean criminal charges, because the payday lender or some debt collector is threatening to have you arrested. It is...

Archived

I received a collection letter today for a 25 year old debt. I do not have the paperwork from that long ago, what do I do.

Nicholas's answer | Answered on August 05, 2009

Send a short letter to the collector (keep a copy), disputing the validity of the debt and asking that they provide you with proof of the contract....

Archived

What is the best defense and do I need to respond to the court summons I recieved?

Nicholas's answer | Answered on August 05, 2009

While I don't practice in Ohio, it is generally best to formally Answer a Summons and Complaint. The summons should indicate the amount of time...

Archived

Lawyer called said i defaulted onloan---they will now contact employer and take me to court for fraud------didnt intend to defau

Nicholas's answer | Answered on August 05, 2009

From your short description, you may actually have a claim against this attorney for violating the Fair Debt Collection Practice Act (FDCPA). As...

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