How to get a debt release note

If you have paid the debt in full and have copies of the canceled checks so that you no longer owe anything, the new collector may be violating the...

Due to the age and likely mileage of the vehicle you are probably out of luck as Minn. Stat. 325f.662 exempts cars sold for less than $3000 or with...

I am on a fix income.Credit Card Companies will not neg.and they are taking me to court.Can they take my house from me?

No. Credit card are generally unsecured, meaning there is no property that can be seized and sold if you fail to pay back the loan. Generally, once...

What are your rights as an individual when credit card debt is handed over to a collection agency or law firm for collection?

Lawyers and collection agencies collecting consumer debts must comply with the Fair Debt Collection Practices Act (FDCPA), which prohibits them...

Hello, my dad is in nursing home. he left cc debt. we cannot pay it. we offer to pay half. cc will not accept. what can we do?

You should also talk with a consumer rights attorney who has experience with the Fair Debt Collection Practices Act (FDCPA) The fact that the...

The collection agency is collect debt that is not my debt.

Your in a complicated mess. The fact that the cops were involved may help, depending on how you got involved with the guy in the first place. If...

What can I do about a bank garnishment from a lawsuit against me by a debt collector that I knew nothing about?

There are likely several things that can be done. First your unemployment benefits should be exempt from garnishment but you need to go through...

Can a collector win a filed suit against me for a debt incurred to a company that extended credit to me without a signed appl.

A verbal agreement can be binding if they can show your consent in some way. Your making a payment is likely to be viewed as an acknowledgment that...

Can a company repossess my car because I have co-signed for another car which is 30 days late with the payments?

While repossession is a state law and dependent on the contract, generally unless you granted them a security interest in your car as well, they...

Can a creditor or debt collector lien my cars that are paid for?

Generally No, unless you grant someone a security interest in your vehicles. More importantly though, is that most debt management company's are...