Chapt 13 for 2 yrs-now financial hardship-.2 mortgages,one stripped can it be discharged completely?

Without knowing your situation fully, I would be willing to speculate that you filed ch13 strictly to strip the 2nd mortgage from your home....

It goes on the operating expense line.

After a chapter 7 discharge. If i felt like sending some cash to a creditor, could they use this to get me to pay off debt.

Be careful, under the case law in some states, a creditor can use your partial payment of a debt after a bankruptcy discharge as grounds to argue...

NO Question but a statement--I AM STARTING A MOVEMENT TO CHANGED THE Fair Credit ACT to require reporting ALL Mortgage Payments

Change doesn't happen unless you contact your congressional representatives and senators. In the age of email, there is no excuse not to...

Bankruptcy and name change

Use your current name in the top left box of the petition , labeled "Name of Debtor." Also, list your former name in the box immediately...

Deed in Leiu of forclosure vs bankruptcy?

Deed in lieu and short sale are foreclosure alternatives. They are designed to minimize the negative effect a foreclosure would have on your...

Who do I pay payment to? Do I have to pay all at once?

You must speak with both of the decedents' "Personal Representatives" aka "Executors of the Estate." That person is in charge of pulling together...

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I have medical bills and a few small loans that are ten years old

To clear these off of your credit report, you must contact the creditor or the collector now pursuing payment. The loan balance has likely grown...

The Motion to Lift Stay (MTLS) is an action a creditor can take to request that the bankruptcy court "lift" the automatic stay that is imposed on...

After ch7 discharged, 1st mortgage company sent letter for default amount I didn't paid mortgage since last July.What's this?

The letter requesting that you pay the default amount likely was part of the notification process the lender uses to foreclose on the property. ...