May i obtain a 20 years life insurance before going on bankruptcy chapter 13 ? would it have some impact on the trusteed

Obtaining life insurance shortly before you file for chapter 13 should not cause you any problems. You will have to list the monthly premium as a...

I recently received notice that my chapter 7 bankruptcy was discharged. The reason for my filing was because of back taxes.

You should contact your attorney and ask her to explain why you filed when you did and if there were any errors on her part. If there were, you...

How to get money returned from debt settlement company in california.

You likely will have to sue them to get the money. You should check with the CA Attorney General's office to determine if the debt settlement...

The trustee in your case will likely be very suspicious that you do not truly intend that the boat is your homestead. That being said, there is no...

Does Chapter 7 bankruptcy wipe out a deficiency judgment on commercial property?

The bankruptcy filing will discharge your liability on the personal guaranty regardless of what stage of collections the debt is in and whether or...

Should I settle a joint account debt right before divorce? Will it still apprear on my credit?

Three things: First, this settlement agreement is the creditor saying that they will not pursue collections against you for payment of 25% of the...

What do I do when a collection agency comes after me for a satisfied debt?

Respond to the letter with a copy of the complaint (or other court document showing the case number is regarding the particular account number with...

Getting sued for credit card default in Daly center, chicago on aug 23, 2012 for 1,500.00. what are my options?

1. File an Answer with the court. The Answer is your response to the Complaint and your opportunity to state your defenses to the claims in the...

What should I state in a "Counter offer letter" regarding a subrogation claim against me?

The letter should state that your payment will be in full satisfaction of the debt for account number XXX and that upon receipt of payment the...

In MN im legally attached (say) to my credit card debt for how many years? & is it after i stop paying on it,,, or default?

Regarding the statute of limitations, keep in mind that the time begins to run from the last time a collection attempt was made, not when you last...