Here's where you're mistaken - SOL's are affirmative defenses, meaning that you HAVE TO answer the lawsuit and formally make the SOL defense claim...

When having garnishment on bank accounts when does it take place and for how long?

Sure. All the creditor's attorney has to do is inform the bank to halt the levy. But, in my experience, that will rarely happen with a "payment...

Lawyer/Collector file a petition for Judgment 3 days after they signed for my letter of dispute, is this in violation of FDCPA?

While I agree that, technically, they may have violated the FDCPA (which is unclear - IF the hospital's own attorney/law firm sent you the letter,...

Filed chapter 13. have motorhome as part of 13. need to get rid of and have no pink slip. what are my options

You need to modify your 13 plan, which will result in the RV loan deficiency after it is sold off being classified as an unsecured debt. This...

Will chapter 7 bankruptcy eliminate my debt to the state of Minnesota?

I'm sorry, but the attorneys who said that the debt would be dischargeable are mistaken. I cannot speak to how governmental debts are handled in...

What are my chances of being emancipated?

If I may be frank, I'm having a hard time believing your post. First, a 16 year old is being paid $1,500 A WEEK to be a personal assistant? ...

I agree that a mortgage and a note are not the same thing - the first is a lien against the property. The second is a personal agreement to repay...

If a cc gets a judgment do they often seize your car?

FL's exemption for a car is only $1,000 ($2k if married and jointly owned). If the car is worth more than that (equity after all liens are paid),...

Is it legal for a debt collector to call your landlord stating they know the car is located at the home?

If they are attempting to locate the asset that is the collateral for the loan, and they believe a third party has control or knowledge of the...

I entered into a settlement agreement that violates the collective bargaining agreement. What can I do.

I'm not sure what your question is - this isn't a "debt settlement" question - it sounds more like a civil procedure question. If you're not a...