Do I need an attorney if my wages are being garnished for an outstanding student loan without pror notification?

I disagree - there is little point in contacting a "consumer rights attorney" since all they are going to do is charge you a lot of money to...

How do I stop dept collectors for medical bills? Can I chose to deal with the hospital instead? Is there a letter format?

You can't. If the creditor (hospital) has sold off the debt, then you must deal with the new owner/collection agency. If they've simply hired a...

Can they come and repo my car and give me until Feb to pay it off if I file bk and the bk is discharged t

Your question is quite unclear. If I understand you correctly, you're asking whether a lender can repo a car even though you're current on the...

They're not "siblings" per se, but half-siblings, assuming the father sired both children at issue. What you're really asking is whether or not...

How is he not getting charged with a probation violation????

Most likely, he is. But, a probation violation is very much like a new criminal charge, and it takes time to process. His probation officer...

If my mother files chapter 7 bankruptcy at 70 years old , can anyone garnish her government pension?

A pension would be exempt from collection activity regardless of the bankruptcy. Filing a bankruptcy would clear out the debt and any obligation...

What can I do to prep (docs, research, strategy) for court on Jan. 2; being sued for a credit card balance? Goal: settlement/mo

You are proceeding under several false presumptions. First, if a court date is scheduled for Jan. 2, that means, in all likelihood, that you're...

How much money must a creditor leave in your account once he can levy the account ..

NY CVP sec. 5232(e) provides an exemption from bank levy of an amount equal to a certain multiplier of the minimum wage. I believe it's currently...

Should a Collection Agency still be reporting on my credit after suing me?

The prior response gave a perfect answer - it can be reported in more than one location on a credit report and as long as the information stated is...

What exactly is physical custody? Taking my child to a therapist - physical or legal custody?

There is legal and there is physical custody. Legal custody refers to what I call the "big ticket" issues - medical care, schooling, religion -...