Archived
Can someone gain access to deceased accounts with a copy of death certificate,if the deceased had no family?
Michael's answer
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Answered on December 31, 2013
There are a lot of problems with your post. First, if your father never legally divorced your mother, then he was still legally married to her...
Archived
My court order splits up winter break
Michael's answer
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Answered on December 31, 2013
The short answer is "maybe." A careful reading of the order would be necessary, but if the child is not in school, then I fail to see how that...
Archived
Bankruptcy
Michael's answer
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Answered on December 31, 2013
Yes and yes to both questions. Medical bills are dischargeable, and if you elect to keep the bike, you can certainly do so if you agree to keep...
Archived
I financed an auto for 36 months. Can I pay off the balance at any time instead of making 36 monthly payments?
Michael's answer
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Answered on December 31, 2013
Yes. You are free to pay off the contract whenever you like. The contract may have some kind of fee or penalty involved if your do (rare, but...
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Archived
Is there a certain amount of time that you need to wait before making a large purchase after filing chapter 7 bankruptcy?
Michael's answer
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Answered on December 31, 2013
There is no "time limit." A Chapter 7 is concerned with only one thing - what did you do PRIOR to filing (with a couple small exceptions). If you...
Archived
What is a stress free option for filing ch.7 bankruptcy while fighting life threatening disability & on SSD in Minnesota?
Michael's answer
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Answered on December 31, 2013
I agree that you don't need a bankruptcy. You also, however, do not need to hire an attorney to "help you deal with creditors." You already know...
Archived
Can I garnish from a business whom the owner owes me money?
Michael's answer
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Answered on December 23, 2013
No, you cannot collect on the second business since your judgment is not against that business (assuming it is something other than a sole prop.). ...
Archived
Bankruptcy, MN, chapter 7, Terrible communication, yelling at me, no receipts, 2 months still not filed. Has all documents
Michael's answer
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Answered on December 23, 2013
I agree that non-communication from an attorney is a serious problem. But, I also see that clients THINK they're being cooperative and helpful...
Archived
Will I owe any real estate taxes if I file for bankruptcy due to forclosure?
Michael's answer
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Answered on December 20, 2013
Real estate taxes are owed to your local taxing authority, not the IRS. What you're really asking is whether or not the creditor will issue you a...
Archived
We declared bankruptcy in 2010 and were financially relieved of responsibility for our mortgage. We have stopped by the property
Michael's answer
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Answered on December 20, 2013
You're a victim of what is known as a "zombie" property. You've moved out, filed bankruptcy, been discharged, and moved on. The bank, however,...
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