Archived
I am the respondent & not contesting the divorce or child support do I have to attend the default hearing?
Michael's answer
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Answered on September 17, 2014
While I would encourage you to attend to make sure it all goes as agreed upon, no, you are not required to appear at a default hearing unless it...
Archived
My husband had another child while we were married.they are now going to court for child support. Will they include my income?
Michael's answer
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Answered on September 17, 2014
No. Spousal income is not included in support calculations.
Archived
Hello,
A garnishment has been filed against me for an old private loan I took out while I was in college in 2005/2006.
Michael's answer
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Answered on September 17, 2014
If there is a garnishment, that means that the creditor sued you and obtained a judgment against you at some point. Judgments are good for years,...
Is it legal to be living alone at 17 in MN with parent consent? Is it legal to have friends over without parent supervision?
Michael's answer
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Answered on September 17, 2014
No, it's not "legal" for you to be living alone. Your parents are insane to allow this, and they could easily be charged with neglect or worse if...
Archived
If a married couple file chpt 13,house paid for. Have equity loan(2nd) mtgt Can our home be taken away. 2nd mtgt not included ?
Michael's answer
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Answered on September 17, 2014
Couple of points. First, the house is not paid for if there is a secured loan outstanding where the house is the collateral. Second, if there are...
I have a title loan at Tile max can't afford cause my income changed drastically. I'm in default. What are my options??? in NV
Michael's answer
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Answered on September 17, 2014
You have no options. Since you pledged your car as collateral for the loan, it is a secured debt. You don't get to lose the debt AND keep the...
Archived
Can a lender attach to my pension or social security if i defaulted on a business loan that i personally guaranteed?
Michael's answer
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Answered on September 17, 2014
Social security - no. That's clearly exempt from collection. Pensions? It depends. When you say "pension," do you mean an actual,...
Archived
How or can I have a person's assets frozen. If they have placed assets in someone else's name is there anything I can do about i
Michael's answer
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Answered on September 17, 2014
Clearly, you've left a lot of detail out, but I gather that you sued your former employer on a w/c issue and obtained a judgment or ruling in your...
Archived
My ex husband refuses to return my 17 year old son, stating that he does not want to live with me any longer.
Michael's answer
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Answered on September 16, 2014
Yes. The law is in no way set up to enforce custody issues. Here's the problem. Your son has no right to decide where he lives. Period. And,...
Archived
Is bankruptcy the best way to prevent Sallie Mae from trying to garnish my wages? Garnishment would put me below minimum wage.
Michael's answer
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Answered on September 16, 2014
No. You're incorrect. The government can garnish the lesser of 15% of your "disposable" income (you gross pay minus required taxes but not...
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