Archived
Can I pay original creditor (Citi) if my o/s balance went to their collection agency? What's best option for < dmg to crdt rept?
Michael's answer
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Answered on September 26, 2014
There really is no "best move" to repair the credit report. If/when you pay this debt, what they'll report is that it was settled for less than...
Archived
Collection Agency called and says I owe $620 for Community College classes. I took the class 5 years ago & I paid that bill.
Michael's answer
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Answered on September 22, 2014
Go to the college and have them print out your payment history, then compare it with your bank records. You should be able to easily get your...
Archived
Can a judgment in Missouri be sold to a collection agency?
Michael's answer
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Answered on September 22, 2014
It most certainly can be sold, and the court won't know anything about it. If you are inclined to settle, make sure it's in writing, signed, and...
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I got a order for judgement in the mail for Toledo Hospital. I am willing to pay the money before the 28 days are up .
Michael's answer
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Answered on September 22, 2014
Nothing since there is, in fact, a judgment. It will appear as a civil judgment. If you pay it, it will also be reported as satisfied (assuming...
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Can SCRA be used against servicemembers?
Michael's answer
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Answered on September 22, 2014
There has been no abuse. The plaintiff did exactly as they were supposed to do - while on active duty, they cannot come after you on a civil...
Archived
Is there a form or how do I go about objecting to debtors discharge or to challenge dischargeability of certain debts.
Michael's answer
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Answered on September 22, 2014
You will need to initiate litigation with the bankruptcy court to have the dischargability of the debt determined by the judge. There is no "form"...
Can a judgment creditor obtain a writ of execution to levy a spouse's bank account or garnish wages?
Michael's answer
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Answered on September 22, 2014
No. So long as you have no joint assets, like a joint bank account, property, etc., they cannot come after your husband for payment. It's good...
Can debt collectors charge attorney fees if there has been no court case/date?
Michael's answer
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Answered on September 22, 2014
They certainly can. You failed to pay as promised, and they were forced to go out and hire counsel and incur their fees. I guarantee that, under...
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Can a divorce settlement be re-opened? If the financials were decided in May of 2012. I mean division of assets and alimony
Michael's answer
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Answered on September 17, 2014
I'm confused. You wrote that you had a "divorce settlement," meaning you and your ex agreed on the allocation of your assets in the divorce. Are...
Archived
Should I file for an order of protection? Would it be granted?
Michael's answer
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Answered on September 17, 2014
You would certainly be able to apply IF he does something threatening towards you. What you've said is that you're afraid because of his history,...
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