How do I start the process

Head injuries are potentially serious matters, so you should see a doctor in order to make sure that it is not something more serious. Your battle...

My secured credit card was discharged in CH7. Can the bank report BK on my credit report and also make me pay them?

As noted by others, "secured" probably means a lien against your CD, which does not go away in bankruptcy, so they are probably within their rights...

What are my options?

Like millions of other innocent people in the US, you were charged because the officer accepted a witnesses statement as true, without the benefit...

Shouldn't other driver receive a citation for reckless driving? Is non-traffic citation valid even though it was during traffic?

The officer did you a favor, if he removed these charges from being moving violations, to a non-traffic ordinance charge, since there if far less...

Like millions of other innocent people in the US, you were charged because the officer accepted a witnesses statement as true, without the benefit...

Do I need to tell the trustee?

No, getting a better job after your case is finished is a legitimate part of the "fresh start" goal of a chapter 7 filings. Only chapter 13 cases...

How can I convince the loan company to settle for the lg amt I can pay now & release of title along with pd in full status.

21% of a $2500 leftover balance will probably be a lot less money each month than 21% of the entire balance, so paying it down is probably a good...

Would bankruptcy remove my student debt?

The income based student loan repayment plan may be your best and most practical hope. While it is possible to discharge student loans in...

Can I recover any of the loss I described in my situation.

No, you cannot recover money from bad investments unless your attorney can prove that the transactions were unauthorized. If you signed an...

Even if I don't have to appear does it show any good will to the Judge if I show up for court anyway to hold myself accountable?

You will be judged and held accountable even if you do not appear; the judge sill appears on optional appearance cases and closes the uncontested...