Truck was repossessed by the bank few days ago. I'm looking to file chapter 13 next week.

They cannot sue you once the case has been filed, but the bank can file a claim in your bankruptcy to be paid on the deficiency balance after it...

I'm thinking of filing chapter 13 as I earn over the median income for my state. I use my car for business - a requirement.

If you are over the median, you will be in a 5 year plan unless you can pay 100% of your debt sooner. A second mortgage that is wholly unsecured...

Can I get a Home Mortgage loan after foreclosure?

I just want to add that since you did not reaffirm the debt, the mortgage company can only foreclose to take the house away. It cannot come after...

If no foreclosure occurred, you are still the titled owner of the property. You can sell the home (if possible). If your ex wants to buy it from...

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Bankruptcy chapter 7 median income

Possibly. The median income question is just the first step of the "means test." For people over the median for their household size, the bk...

Chapter 7 and Reaffirmation

Mortgages come with personal liability and a lien on the property. This means if you do not pay, the mortgage holder can take the property away to...

I was given a paycheck after I quit my job that was deposited in my acct. Now they are asking for it back. I say no. Hav a case?

You should voluntarily return the money. The school can sue you for its return under a number of legal theories. At that point, there will be...

I was recently served with a summons for foreclosure. I just pulled up my record on line and it states the case is closed.

I agree with the above answer wholeheartedly. I often find errors on WCCAP and if you are unfamiliar with Wisconsin online court access, you may...

Filing Chapter 7 Bankruptcy forma pauperis??

You can always ask the court to waive your filing fee. It is very rare for bankruptcy courts to actually waive them, however. In general, when...

Walk away

To get a full and complete answer, you probably need to provide a few facts. The answer changes a bit depending on whether it is your residence,...