Archived
Was the FDCPA violated when I received a phone call and was threatened with a charge and jail time for a debt?
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Answered on December 17, 2014
This sounds like a scam. I would definitely contact an attorney in your area who deals with fdcpa violations or file a consumer complaint with the...
Archived
If you have complaint filed can you still just pay the settlement amount to a collection agency?
Richard's answer
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Answered on December 16, 2014
If you find yourself getting competing answers as to how much money is owed, you should contact the current servicer of the debt to clarify. They...
What to expect at my reaffirmation hearing?
Richard's answer
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Answered on December 16, 2014
There are several reasons why a hearing may be administered in regards to a reaffirmation agreement. The most common reason is feasibility. If the...
Archived
My wife and I are over the income the means test to file bankruptcy, Can I still file?
Richard's answer
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Answered on December 16, 2014
The short answer to your question is yes, you can still file. The caveat, however, is what chapter of the bankruptcy code you will be eligible to...
Archived
Bankruptcy info help
Richard's answer
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Answered on December 08, 2014
Bankruptcy firms often find themselves in a situation where a debtor/potential client will not be able to afford their total fees right away up...
Archived
Bankruptcy and wages
Richard's answer
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Answered on December 03, 2014
In a chapter 7 case, post petition wages are not sought after by the Trustee, especially if your regular income and wages were properly noted on...
Archived
How long can they take to finalize foreclosure?
Richard's answer
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Answered on November 26, 2014
There is no specific timeline as to when the home will be officially foreclosed and subsequently sold at a sheriff auction. Only after the sheriff...
Archived
What is the benefit of hiring a foreclosure attorney?
Richard's answer
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Answered on November 26, 2014
If you are interested in doing a mortgage modification or any form of mortgage mediation a foreclosure attorney can help in several ways. The main...
Archived
I was curious if your firm handles collections of old debt from people I loaned money to & cannot get money paid back to me?.
Richard's answer
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Answered on November 26, 2014
Without any written contract, it will be very difficult to recoup any cash loans, especially if the debtors are no longer in the same state and you...
Archived
Received Summons and Complaint from Debt Collector. Paid debt, not not sure if I need to answer complaint.
Richard's answer
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Answered on November 26, 2014
As long as you have the documentation reflecting the balance has been paid in full you should be fine. I agree that following up with the courts on...
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