10 years. However this does not mean you will become a pariah in the eyes of lending institutions. If you manage your credit wisely and use secured...

Is there a statue of limitations on debt owed?

I agree that you should definitely explore further to identify if this is a scam. As far as a statute of limitations on the debt, in Wisconsin, it...

I just received foreclosure notice. Do you have list the lawyer that file the foreclosure on chapter 7 form ?

It will not hurt to list both the original lender (mortgage company) and any subsequent servicers of the loan. Put them both on the matrix to be...

I have a lawsuit finalizing and filed chapter 13 in 1012 and it was dismissed. Can my lawsuit funds be taken?

In short, if your case is dismissed the bankruptcy trustee no longer has access or control over any of your assets and therefore cannot distribute...

Contact your Attorney and ask him to send a cease and desist letter. If you surrendered whatever collateral property attached to the title loan...

The only way to confirm, for certain, that your debt was reaffirmed is to view the court docket for your case using the PACER website for your...

Should I file for bankruptcy?

Just based off the amount of debt you have, bankruptcy is definitely an option to explore. I would recommend finding a firm in your area that...

As it pertains to the lawsuit, a loan servicer or debt collector does have the legal right to sue you in court for a delinquent debt, even if it...

If you have no record of this company or servicer and there is no indication of them on your credit report it could be a scam. Next time they...

Wild Card Exemption And Checking/Savings Accounts

Yes, that $4,000 exemption would be available for cash and depository accounts