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About me

The founder of his self-named law firm with branches in Wauwatosa and Monona, Wisconsin, Steven P. Cotter focuses primarily on bankruptcy,* including helping consumers file for Chapter 7 and Chapter 13 protection or relief under the Wisconsin Chapter 12B debt repayment plan. In addition, his practice extends to helping clients avoid foreclosure through negotiating a modification, filing for bankruptcy or defending a foreclosure action in court.

Mr. Cotter also takes on family law cases involving divorce, paternity matters, guardianships, and child custody or support disputes, and he has successfully represented criminal defense clients against charges ranging from OWI to robbery. He is dedicated to helping families obtain affordable legal assistance in matters pertaining to any of his practice areas.

In 2005, Mr. Cotter obtained a bachelor's degree in finance and economics from the University of Wisconsin–Madison before earning his law degree from the same university's law school. During this time, Mr. Cotter distinguished himself from his peers by working on criminal appeals for the Wisconsin Court of Appeals. He also clerked at the Waukesha County Circuit Court's family court division, an experience that furnished him with insight into how the court system works. Prior to opening his own firm in 2010, he assisted Fortune 500 clients with commercial and residential foreclosures as an associate at another firm.

A member of the National Association of Consumer Bankruptcy Attorneys, Mr. Cotter assists clients in the greater Milwaukee and Madison areas, including Waukesha and Dane counties. He is licensed to practice law before all state courts and the U.S. District Courts for the Eastern and Western Districts of Wisconsin.

*Law Office of Steven P. Cotter is a debt relief agency. The firm helps people file for bankruptcy relief under the U.S. Bankruptcy Code.


Practice areas


  1. Chapter 7: 50%
  2. Chapter 13: 20%
  3. Family: 20%
  4. Foreclosure: 10%



Hourly ($200-275/hour), Fixed (sometimes), Retainer (sometimes), Free consultation (60 minutes)

Payment types:

Cash, Check, Credit card

Attorney endorsements

2 total 

Are you an attorney? Endorse this lawyer

  • Chad E. Kemp

    "Steve is a knowledgeable and hard working attorney that will fight for your rights and assist you in all matters."


    Chad Kemp Estate planning Attorney
    Relationship: Friend

  • Joseph Ryan

    Steve is very knowledgeable and very personable. He is an excellent bankruptcy attorney.


    Joseph Ryan Insurance Attorney
    Relationship: Fellow lawyer in community

Contact info

Law Office of Steven P. Cotter

1535 E. Racine Avenue
Waukesha, WI, 53187


WIGood Standing200803/27/2015
We have not found any instances of professional misconduct for this lawyer.
Avvo contributions
Legal answers
Award nameGrantorDate granted
A+ RatingBBB2015
Rising StarSuperLawyers2014
Rising StarSuperLawyers2013
Work experience
TitleCompany nameDuration
AttorneyLaw Office of Steven P. Cotter2010 - Present
AssociateO'Dess and Associates, SC2008 - 2010
ClerkWaukesha County Circuit Court2007 - 2008
Legal InternWisconsin Court Of Appeals2006 - 2006
Legal InternWisconsin Department Of Justice2006 - 2007
Association namePosition nameDuration
National Association of Consumer Bankruptcy AttorneysMember2012 - Present
State Bar of WisconsinMember2008 - Present
Publication nameTitleDate
Wisconsin International Law JournalUnconstitutionally Limiting Congressional Treaty Power: Why NRDC v. EPA Creates Unsound Precedent for U.S. Jurisprudence2008
School nameMajorDegreeGraduated
University of Wisconsin Law SchoolLawJD - Juris Doctor2008
University of Wisconsin, MadisonFinance; EconomicsBBA2005
Speaking engagements
Conference nameTitleDate
The Essentials of Foreclosure DefenseForeclosure Defense2011