Archived
A credit report had entered against me, for my father's credit card account because I was added as the secondary card holder
Joseph's answer
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Answered on October 28, 2013
Send dispute letters to all credit bureaus. Contact the creditor and request verification that you are liable on the debt. What you do next...
Archived
I received a writ of garnishment in the mail, sent to me and my bank------i am retired with only a pension and social security
Joseph's answer
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Answered on October 28, 2013
Where I practice: when you get served with a garnishment, the defense form comes with it. You need to file your defense asap. Note: the defense...
Archived
Can my check be garnished for a judgement against me that is sixteen years old.
Joseph's answer
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Answered on October 28, 2013
Go see an atty in your area. You need to make sure that the judgment is still valid and they renewed it all these years. Maybe a statute of...
Archived
I was awarded a judgment in small claims court. Do I need to hire a lawyer to garnish wages or can I do this myself?
Joseph's answer
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Answered on October 28, 2013
It is permissible for you to do it yourself. I do not know whether or not you can. Make sure to keep on top of dates.
Archived
Can my account be levied or pay garnished if I am current;y making payments to a collection agency?
Joseph's answer
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Answered on October 28, 2013
Did you have a written agreement with the original creditor for a payment plan?
I received a letter today from NCS Law Group stating I owed a debt and will be served with court papers due to non-payment
Joseph's answer
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Answered on October 28, 2013
It is probably a scam:
http://www.ripoffreport.com/reports/directory/ncs
A lot of times these types of scams don't have the authority to buy...
Selected as the best answer
Archived
Debt credit card in divorce
Joseph's answer
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Answered on October 28, 2013
You need to contact a local attorney and consider posting this question over the divorce question listing as well. The answer to this question...
Archived
Is this harassment by the collection agency lawyers or are they right?
Joseph's answer
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Answered on October 28, 2013
Go down to the clerk and get a copy of the file. It's hard to believe that there was no correspondence between your answer and the judgment. Then...
Archived
Looking into Chap 7, have no income, trying to come up with a plan.
Joseph's answer
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Answered on October 28, 2013
Get a job. Pay your friend some rent and then pay your bankruptcy attorney his or her fees (order not important). You will still qualify for a...
Archived
Can I file bankruptcy if I got sued by a small claim court a week ago?
Joseph's answer
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Answered on October 28, 2013
You can file and discharge your liability on the credit cards. However, should you file? If you have no job or property there is nothing a...
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