Questions answered by Joseph Ryan

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Should I add debt that will be discharged on reaffirmation expenses.

Joseph's answer | Answered on June 12, 2014

Your wage garnishment should have stopped when you filed the case. Anything garnished after filing is a violation of the stay. You need to hire...

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Can a debt collector garnish the wages of the references I put down?

Joseph's answer | Answered on June 03, 2014

It sounds like the debt collector is trying to bully you into payment. The "pay us something now and we won't sue" sounds a little bit scam-y. Go...

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Judgment against me last year on a debt I owed. My wages were garnished for couple months and stopped. Now told i owe more $.

Joseph's answer | Answered on June 03, 2014

Garnishments run 13 weeks. After the 13 weeks, they need to be renewed. It is likely that the creditor forgot to renew the judgment. Find out...

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Sued by Capital One on Jan. 1, 2013 but moved to WI on 6-2013 and have a trail date on 8-2014. What are my options?

Joseph's answer | Answered on June 03, 2014

Call a lawyer in Texas. That way you will at least have someone that can appear for you if you can't get venue moved (which I suspect will be...

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Can u take off a debt after filing. A chapter. 128

Joseph's answer | Answered on June 03, 2014

You can amend your affidavit of debts after filing. Talk with the attorney that helped you file the 128 petition and original affidavit of debts...

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We would like to purchase a foreclosed property but in the ccap it states that there was a judgement of forclosure

Joseph's answer | Answered on June 02, 2014

Here is a link to the Wisconsin foreclosure timeline. It may answer some of your questions:

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Can I file paperwork in WIsconsin to satisfy a judgement due to bankruptcy

Joseph's answer | Answered on May 16, 2014

When a judgment is docketed against your property and you file bankruptcy after, it is not uncommon to have to get the judgment satisfied. You...

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When filing a chapter 7 bankruptcy do I enter a judgment by the credit card name and address or by the law firm's?

Joseph's answer | Answered on May 08, 2014

You should start by getting an attorney. Mistakes might cost you more than the cost of an attorney.

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Chapter 7 discharge complete, but now a university is seeking collection action against me and will not discharge my tuition?

Joseph's answer | Answered on April 24, 2014

First, contact the school and find out of they got notice of the bankruptcy. If they knew of it, you should hire a lawyer, reopen your case, and...

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How can I have a lien on my house?

Joseph's answer | Answered on April 19, 2014

They may have gotten a personal judgment for the amount of the second mortgage. You may need to file a satisfaction of judgment due to bankruptcy....

Joseph Ryan's Answers (264)

Should I add debt that will be discharged on reaffirmation expenses.

Can a debt collector garnish the wages of the references I put down?

Judgment against me last year on a debt I owed. My wages were garnished for couple months and stopped. Now told i owe more $.

Sued by Capital One on Jan. 1, 2013 but moved to WI on 6-2013 and have a trail date on 8-2014. What are my options?

Can u take off a debt after filing. A chapter. 128

We would like to purchase a foreclosed property but in the ccap it states that there was a judgement of forclosure

Can I file paperwork in WIsconsin to satisfy a judgement due to bankruptcy

When filing a chapter 7 bankruptcy do I enter a judgment by the credit card name and address or by the law firm's?

Chapter 7 discharge complete, but now a university is seeking collection action against me and will not discharge my tuition?

How can I have a lien on my house?