Archived
If someone is not paying their mortgage and pocketing the money till property goes into forecloser can they get in legal troubl
Joseph's answer
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Answered on November 21, 2013
You can't get in "trouble" with with law - you're not going to get arrested because you're not committing a crime. Foreclosure is an equitable...
What's is a pending civil lawsuit
Joseph's answer
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Answered on November 14, 2013
It means filed but not adjudicated or closed - depending on who you ask.
Archived
What can I do to keep from being charged tow lot fees?
Joseph's answer
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Answered on November 14, 2013
I agree. If you had a divorce attorney, contact him or her. If not, try posting this question in the divorce section of this website.
It...
Archived
If I get married, can a creditor attempt to collect a debt that I incurred before the marriage from my spouse?
Joseph's answer
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Answered on November 14, 2013
Any debts incurred before the "determination date" are non-marital debts - meaning they can only collect from your separate property. The...
Archived
My husband is being sued for a medical debt less then 900.00. We are exempt from garnishment but what else could they do to us?
Joseph's answer
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Answered on November 14, 2013
Most creditors don't do much beyond a wage garnishment. If you are exempt from garnishment (there are multiple ways to be exempt from garnishment...
Archived
Ifa husband defaults on a credit card can he file bankrupcy and not involve the wife. credit card in his name only.
Joseph's answer
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Answered on November 14, 2013
Was the debt incurred while you were married? If so, then marital property is available to satisfy the debt. For instance, each spouse has a 50%...
Archived
If I file a chapter 7 almost 3 years ago. Can I file a chapter 13 to get my vehicle back from a repossession.
Joseph's answer
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Answered on November 14, 2013
Yes, but you need to do it right away. If they sell it after 14 days, you're out of luck. Best to contact a bankruptcy attorney in your area...
Archived
Want to find out what i need to do about a payday loan company that is trying to take advantage of me i paid the loan off twice.
Joseph's answer
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Answered on November 09, 2013
Go see a local consumer law attorney in your area. If you have proof that you paid the loan off and then the loan was sold to another creditor,...
I'm in the 180 days of my Ch7 bankruptcy, getting married next month. Without gifts, will it fall under the "windfall" clause?
Joseph's answer
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Answered on November 07, 2013
I don't see a problem with this. His property will not become property of the estate. The code (section 541a5) specifically outlines what after...
Archived
Can a collector call my work and tell her it's regarding a returned item from my bank?
Joseph's answer
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Answered on November 07, 2013
Under the FDCPA, a collection agency cannot call you at work if they know that it is inconvenient for you or that your employer prohibits it. It's...
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