My bankruptcy lawyer had me reaffirm my second mortgage not my first now I'm being sued

You can file another bankruptcy. If you want to save the house, you can file a 13. If the property is underwater after the 1st mortgage, you can...

Once have been dismissed from a CH7 BK, is gift money given to you in jeopardy?

Discharge = discharge of debts at the end of a chapter 7 (you are no longer personally liable for them). Dismiss = you did not get a discharge and...

In filing ch 7 bankruptcy, where can I file? do I have to file where I live?

28 USC 1408 - Venue under title 11: Except as provided in section 1410 of this title, a case under title 11 may be commenced in the district court...

Foreclosure date is set for 5/24 i have asked to modify as i am at 8.25 interest rate i was turned down. i filled chapter 7

I agree. If you can't make the mortgage payment and 1/60 of the arrears payment (plus whatever else might be in the 13), you don't have many...

How can I stop repo on vehicle since filing chapter 7 bankruptcy?

It sounds like the lender filed a motion for relief - essentially asking the bk court permission to repo the car. If it was granted, they can...

Should I file my chapter 7 before I get married?

I agree, you can dismiss and file a 7 but you need to extend the stay. I f the only reason you're in a 13 is b/c of the time b/t filings, then you...

Need answers on settling my HELOC post ch7 - never reaffirmed either mortgage

Even if you are behind in payments on 2nd mtg, they probably won't foreclose. If the did, foreclose, they're not going to get anything b/c the...

Can I request an extension for bankruptcy meeting?

Sounds like you filed an emergency/skeleton petition. You can file a motion to extend the deadline for the balance of the schedules but you need...

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Would our Credit Score drop if we leave the chapter 7 discharged property after living there for 2 years since?

I agree with my colleagues. However, you should request a statement of payment history from your lender and then send that to the credit bureaus so...

Why is the discharge date for ch. 7 different from the discharge date for a deed in lieu of foreclosure?

I don't understand the question. You're saying the DIL shows a discharge date? As in, when the chapter 7 was discharged? You don't get a...