If I have both a mortgage and a visa with Wells Fargo and file Chapter 7 will they reaffirm the mortgage separately ?

You have a both a first mortgage with WF and a credit card with WF? A credit card will not be part of the reaffirmation agreement on the mortgage...

If I file chapter 7, my judgement debt from HOA wipe out or not ?

Depending on how much money you make, they may not be able to garnish you at all. You should see an attorney in your area to make that...

Do you have give reasons to withdraw a chapter 13 bankruptcy?

You can voluntarily dismiss your chapter 13 at any time.

Currently in Ch.13 and thinking of converting to Ch.7

Did you not originally file a chapter 7 because you made too much money?

Bankruptcy trustee not responding about mortgage refinancing. How long should it take to receive a response?

I agree with my colleagues. You should call your attorney to get an update as soon as possible.

Is there any legal action I can take against this lender to recover my lost money?

I agree with my colleagues. You should not put money down unless you have a written commitment.

Generally, it's best to provide the information if you have it. Having said that, I wouldn't waste time tracking down account numbers for every debt.

Is it my responsibility to call a company I was making payments to on some equipment after filing for BK?

You should definitely contact the company and let them know of the chapter 7 and discuss what to do with the collateral.

MY VEHICLE WAS REPOSSESSED, I WOULD LIKE TO KNOW I IF I FILE FOR CHAPTER 13, BANKRUPTCY, COULD I GET MY VEHICLE BACK,

Yes, theoretically, but you need to meet with attorney to discuss the particulars.

I am filing bankruptcy alone in Ca.. My wife has an asset worth $10000. Is it right that 50% is subject to community property ?

I live and practice in a community property state. Where I practice, you need to list all community property assets and be able to exempt 100% of...