Archived
Which exemptions can I use? I want to file bankruptcy. I have lived in CA 2 years but my driver's license still says Nevada?
Joseph's answer
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Answered on October 10, 2013
Here is an exemption guide I wrote:
http://www.avvo.com/legal-guides/ugc/what-exemptions-can-i-use
That should answer some of your questions....
Archived
Can a collection agency collect on debt or sue on a debt they don't own
Joseph's answer
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Answered on October 10, 2013
It is probably a scam. Request written verification of the debt. They are required to provide you with proof of the debt. If they file a...
Archived
I loaned a friend and her son money to buy a car. My friend filed Chapter 7, her son did not. I would like to know my rights.
Joseph's answer
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Answered on October 10, 2013
You should wait until the bankruptcy case is closed before you proceed with any execution on the collateral - unless you file a motion for relief...
Archived
What will my monthly payment on my student loans be after my Chapter 13 bankruptcy case is over?
Joseph's answer
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Answered on October 10, 2013
Are you on any of the income based repayment plans? If your'e on IBR or ICR, your payment will depend on how much money you make. You could also...
How many times can you convert your bankruptcy case once you file?
Joseph's answer
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Answered on October 10, 2013
Why do you think that if you cannot afford your house in the next year a 13 will be better? You should really find a local bankruptcy attorney and...
Archived
Can a private investigator or an attorney get me someone's credit report if I hire one?
Joseph's answer
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Answered on October 10, 2013
I'm not sure why you need his credit report to show that he owes you a debt. You can get a judgment against him if the debt is legitimate without...
Divorce settlement reached during chapter 13, can i force my spouse to sell an underwater home?
Joseph's answer
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Answered on October 08, 2013
You're going to need to ask the court permission to partition any property as it is all property of the bankruptcy estate. Issues of this sort can...
Archived
I am in a bankruptcy. I missed a filing deadline by one day. Is it too late to respond?
Joseph's answer
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Answered on October 08, 2013
Go ahead and file your objection to the motion for relief. You will have a much better chance of getting favorable results if you hire an...
Archived
Are past due and current payments waived by mortgage company upon bankruptcy discharge?
Joseph's answer
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Answered on October 08, 2013
You can file a proof of claim on behalf of the mortgage company. Has the mortgage company been accepting payments from the 13 trustee for the...
Archived
I live in pa and need to file bankruptcy on my debts only and not involve my husband or the mortgage on the house which is in
Joseph's answer
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Answered on October 07, 2013
I've found that generally most debt consolidation programs don't help that much. You need to see a lawyer in your area to determine whether you...
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