Archived
How well is ur ss# attached to bank account? If we get a new account with same number will creditors still have access?
Jeremy's answer
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Answered on June 20, 2016
If the creditor finds the bank account then they will be able to garnish that account as well. Unfortunately, you would be taking a chance with...
Archived
How do I deal with a debt collection agency that has just frozen my accounts with no communication or notice of intent?
Jeremy's answer
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Answered on June 20, 2016
It sounds like G. Reynolds Sim & Assoc. has a judgment against you. Unfortunately, this allows them to garnish wages and bank accounts. You may...
Archived
Removing a lien
Jeremy's answer
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Answered on June 20, 2016
I agree with the other posters. I would write a letter to determine what the credit union requires to release the lien. The credit union may have...
Archived
Should I sign a Release and Settlement of all Claims before being reimbursed?
Jeremy's answer
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Answered on June 20, 2016
The city is saying the sole consideration for their wrongdoing will be confined to $121.00. They are trying to avoid additional liability (the...
Archived
Will i be garnished if I have a old second mortgage from 2008 and I win a lottery prize consisting of money in the state of Mi.
Jeremy's answer
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Answered on June 20, 2016
I agree with the other posters. You won't have money taken away from you involuntarily by a creditor without a judgment. If there isn't any equity...
Archived
I have a general question regarding bankruptcy. Please help?
Jeremy's answer
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Answered on June 19, 2016
I agree with the other attorney. If you cannot obtain the requested pay stubs there are work around if need be. An affidavit could work stating...
Archived
How to dispute a closed case that I never knew was open or closed on me that was 2 years ago? I never received judgement.
Jeremy's answer
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Answered on June 19, 2016
If it was discharged in bankruptcy, you could dispute it with the credit bureaus and send a copy of your bankruptcy schedule listing the creditor...
Archived
If creditors are excluded from the Fair Debt Collection Practices Act, what law is in place to protect the consumer?
Jeremy's answer
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Answered on June 18, 2016
I would contact an attorney. If you have multiple creditors and cannot pay them, bankruptcy may be a good option. Bankruptcy would make it unlawful...
Archived
When filing bankruptcy , would a home equity loan be included? Not a home mortgage, but a home equity loan?
Jeremy's answer
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Answered on June 18, 2016
A home equity loan is generally a second mortgage. Most of the time this debt will still remain because it's secured by the property. If there...
Archived
Does bank mortgage holder have right to take monthly pictures of rental house during Bankruptcy Chapter 11 Debt Reorganization?
Jeremy's answer
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Answered on June 18, 2016
Anyone can view the property. It's common for mortgage companies to keep updates on houses in delinquent status to make sure the property is being...
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