Would my second mortgage lender have any recourse if i where to stop paying them but keeping my primary lender Current

Call your bankruptcy attorney to verify that you did not "reaffirm" the debt with the second mortgagee. If not, then they will have no personal...

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Can I go bankrupt for charges that were made in my name for years, I chose not to prosecute family. I recently discovered this.

Yes, you can discharge your obligation. Discuss with your attorney what the filing will mean for the family member. You likely have a claim...

Very important to consult with your attorney soon. General rule is that any interest in life insurance or inheritance that you obtain an interest...

Could I declare bankruptcy if I needed to?

As stated by others, you're not able to file chapter 7 again until October 2018. However, after October 2014 you can file a chapter 13 (just one...

I am being asked to pay a debt that I dispute.They have hired an attorney to collect from me. I need an attorney

Continue disputing. Also check out California's statute of limitations law. In Michigan it is 6 years, not sure about California's. Will be...

If an employer does not process a legal garnishment order what are my legal options?

Very serious action on employer's part. Not good thinking. I recently represented a small business that had done the same thing unintentionally. ...

Am I responsible for balance on mortgage?

Looks like you are good since you didn't sign reaffirmation (which is chapter 7 language so that is what you filed), the mortgage note was...

Can I open a business banking account with a collection against me personally?

Obtain a Federal Employer Identification Number (the FEIN) in the name of a LLC rather than under your DBA name. A separate entity will provide...

What happens if my house is foreclosed during a remodel?

You have no duty to improve or repair or to finish any projects. At the same time you want to avoid any question of bad faith. You don't want...

My husband passed away last year. both of our names are on the 1st mortgage, but only his is on 2nd mortgage.

My guess is no. It is unlikely the second mortgage company didn't require you to also sign the mortgage (you probably signed the mortgage but not...