Archived
Will a new collections account on my credit report be categorized as a legal item when applying for an apartment?
David's answer
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Answered on April 23, 2015
While I suppose the definition of "legal item" is a bit nebulous, I would consider judgments and liens on your credit report to constitute "legal...
Archived
I loaned a friend a great deal of money ($26000) I want reimbursement but all she sends is $100 monthly. What legal is there?
David's answer
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Answered on April 23, 2015
From the sounds of your circumstances you could sue her for unjust enrichment, otherwise known as suing off the contract, and seek to enter a...
Archived
Unsecured loan
David's answer
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Answered on April 23, 2015
Failure to remit the payments will ultimately result in the bank proceeding with collection remedies up to and including filing a lawsuit against...
Archived
I garnished, in payment of a judgment, a condo owned by my former husband. .Who pays the Sheriff's Sale fees...buyer or seller
David's answer
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Answered on April 23, 2015
The foreclosing party is responsible for the fees associated with the foreclosure, not the buyer. As for the ultimate financial responsibility for...
Archived
Should I file bankruptcy?
David's answer
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Answered on April 22, 2015
Filing a Chapter 7 bankruptcy under your circumstances makes sense. Chapter 7 would eliminate the financial responsibility for the medical debt. A...
Archived
I have a judgement from a credit card from 2010 that I have not paid yet. Will it go away or can it be settled for less?
David's answer
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Answered on April 16, 2015
Once the debt was reduced to judgment, unfortunately your answer is no, it won't go away. Instead it will continue to accrue judgment interest and...
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