Archived
Reaffirmation of Car loan during Chapter 7 bankruptcy and credit reporting. Reaffirmation was "not disapproved" by the
David's answer
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Answered on June 10, 2015
File a dispute letter with the credit reporting agencies attaching the reaffirmation and all proof of payments. If that doesn't work you could file...
Archived
If you have a bill in collection, can they take your retirement or social security.
David's answer
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Answered on June 10, 2015
Social security is exempt from seizure from your creditors, except the government. Retirement income such as a pension is not garnishable from the...
Archived
Can you file bankruptcy before you get served a civil lawsuit?
David's answer
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Answered on June 10, 2015
There is no specificity of when to file for bankruptcy, but there can be strategy. Consult with a local attorney regarding the timing question....
Archived
Can children be held responsible for medical debts of a deceased parent?
David's answer
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Answered on June 09, 2015
Unless you signed a document making you financially responsible for the debt, the pharmacy is limited to opening a probate estate to recover the...
Archived
If my spouse and files for bankruptcy, do I have to file too ? He is my only income
David's answer
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Answered on June 09, 2015
There is no requirement that married persons must file a joint bankruptcy case. Bankruptcy, like debt, is personal in nature. There are benefits to...
Do I need to pay my ex-spouse's attorney fees if she declared bankruptcy and listed the attorney as one of her creditors?
David's answer
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Answered on June 08, 2015
Mr. Modovan is correct that your best course of action is to go back to the court that issued the judgment of divorce and seek relief from the...
Archived
Bankruptcy lawyer did not go with me to file? Should I ask for my money back?
David's answer
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Answered on June 05, 2015
You may want to talk to your local office of the United States Trustee's Office. Bankruptcy preparation services must be disclosed and the United...
Archived
Should I file bankruptcy
David's answer
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Answered on June 05, 2015
If the private student loan was from an individual or a bank loan not specifically taken for educational purposes, then the debt would be subject...
Archived
No
David's answer
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Answered on June 05, 2015
If your question is one of qualification for Chapter 7 relief, based upon the limited information presented you could qualify. SSI is not...
Archived
I am trying to get into the navy, what is the best option for debt relief or consolidation
David's answer
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Answered on June 04, 2015
This is all about your potential security clearance while in active service. The military takes a very serious look about even the possibility that...
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