Archived
A married couple filed bankruptsy. The wife will not give the husband any information on contacting their lawyer! please help.
Allan's answer
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Answered on May 25, 2012
If your brother resides in Oakland County, his bankruptcy would be handled through the Detroit court. The clerk's phone number is (313) 234-0068. ...
Archived
Want to sell house I co-own with ex-boyfriend who fiiled ch. 13 approx 24 mo ago. Do I need a bankruptcy att or real estate att
Allan's answer
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Answered on May 25, 2012
Does your ex-boyfriend also want to sell? A bankruptcy attorney can review your ex's bankruptcy filing and help you get the permission you need...
Archived
I had a bankruptcy discharge back in Feb of 2011 and have been paying on my house since then but did not reaffirm the debt.
Allan's answer
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Answered on May 22, 2012
You do have a right to redeem for whatever is bid. It is a statutory right. So, if the bank forecloses and bids $10,000, and you can come up with...
Junior lien redemption rights after sheriff's auction in Michigan.
Allan's answer
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Answered on May 22, 2012
Any person or entity with an interest in the property that is subordinate to the mortgage foreclosed has a right to redeem. Having said that, what...
Archived
Is there a motion I can file to have a default judgement against me set aside? I am a Michigan resident an am working in Arizona
Allan's answer
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Answered on May 18, 2012
Michigan Court rules impose some restrictions on setting aside a default judgment. MCR 2.612 is the court rule covering relief from a judgment or...
Am I liable for mandatory utility bills on home that was included in Chapt 7 Bankruptcy?
Allan's answer
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Answered on May 18, 2012
Any utility service provided to the premises after the date of filing (until the date the bank became the owner) is a post-filing debt not...
Archived
Are payments first applied to secured loans before payments, if any, are made on unsecured loans under Chapter 13?
Allan's answer
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Answered on May 18, 2012
Typically when you file a Ch 13 the trustee will require secured loans that are delinquent to be paid "through the plan". If loans are current,...
Archived
My mortgage was discharged as part of the bankruptcy - how do I walk away from this under water home?
Allan's answer
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Answered on May 18, 2012
The bank is not required to exercise its rights as a secured creditor by foreclosing. There can be a number of reasons the banks delay or even...
Archived
With credit card bills of $50,000, can i get a Ch 7 discharge if my only income is non-taxed disability benefits?
Allan's answer
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Answered on May 18, 2012
The answer will depend on whether you are able to use the state or federal exemptions to protect your assets in a Ch 7, and how your income...
Archived
CAN I GET HELP IN ANSRERING A DEBT SUMMONS
Allan's answer
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Answered on May 18, 2012
It is important to review the complaint with someone familiar with these types of cases. You may have a valid defense to the claim, depending upon...
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