Archived
Can my ex spouse re open my personal bankruptcy case if he claims he was unaware I was filing bankruptcy?
Allan's answer
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Answered on July 17, 2012
The court will not reopen a case unless there is good cause to do so. You were required to list him as a co-debtor on the mortgage debts - he was...
Archived
My wife will receive WC settlement - can Bankruptcy take the Award? She's been discharged in 7 but can they take from Husband?
Allan's answer
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Answered on July 17, 2012
If your wife's injury occurred before her Ch 7 was filed, the possibility of a claim and settlement should have been listed on her schedules (Sch....
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Archived
If I declared bankruptcy a year and a half ago and didn't reaffirm my mortgage is that the same thing as foreclosure?
Allan's answer
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Answered on July 17, 2012
Look into the availability of financing - you may find you are already at a point where you qualify. Ask your current mortgage company for a...
Archived
Mortgage discharged in Chap 7 (meant to reaffirm); and have made all payments on time (before and after bankruptcy).
Allan's answer
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Answered on July 17, 2012
If you sell, the lender will issue a payoff letter just as it would outside of the bankruptcy context. They can only ask for the amount owed - they...
What happens if you default on settlement payments after garnishment?
Allan's answer
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Answered on July 17, 2012
Since you defaulted on the agreement made in court, the creditor can file a new wage garnishment. A wage garnishment is only good for 91 days, and...
Archived
Motherinlaw fell for the grandparents scam in Clinton Twp MI. Is she or my fatherinlaws estate liable for credit card debt?
Allan's answer
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Answered on July 10, 2012
If I understand your post correctly, your mother-in-law was an authorized user on your father-in-law's credit card; she used the card but paid it...
Archived
In a chapter 7 bankruptcy would a class action settlement for a disease claim be exempt under Mi western court law?
Allan's answer
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Answered on July 10, 2012
You would do well to discuss the matter with a qualified bankruptcy attorney to determine how much may be protected by the statutory exemptions. ...
Archived
Is there anything I can do about a consolidation co. that has taken my money but has been very slow in paying my creditors
Allan's answer
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Answered on July 09, 2012
Your contract will govern the transactions and whether you have any right to recover any of your payments. Most such contracts have language that...
Archived
How to request for dismissal of suit by junk debt buyer,Midland Funding.
Allan's answer
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Answered on July 09, 2012
As stated elsewhere, you need to do some discovery to see if Midland has the documents needed to prove they own the debt and are entitled to obtain...
Archived
How do I enforce a judgment?
Allan's answer
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Answered on July 09, 2012
A judgment is just another piece of paper unless you know how to collect on it. The usual methods of collection include wage garnishment, bank...
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