Can I pay off some of my loans if I am anticipating a separate lawsuit having nothing to do with my loans?

Yes, but if you plan on filing bankruptcy, you may need to delay the filing to avoid having the possible preference payment recovered by the...

I have a poor credit score. Does that effect my rights under the NYS usury guidelines?

Usury is the charging of interest beyond what the law allows. If NY has a usury law, the creditors cannot exceed the limits set by the state. ...

I gave $17,000 to a friend in Illinois to invest, plus personal loan of $10,000. At the time I was living in Wisconsin.

You can sue her to recover your funds, and/or talk to a prosecutor about seeking restitution. Realistically, you face some serious hurdles and may...

If a DC atty files for judgement revival, do I get the opportunity to go to court?

If the court records show the creditor has missed the window to renew the judgment, you need to raise that as an affirmative defense to the...

I filed Ch. 13 bankruptcy 6/2012 in GA. Got married in 11/2012. Will that affect my bankruptcy? Taxes?

Your bankruptcy attorney and tax preparer should consult to decide which it the better filing status for your situation.

Can i file bankruptcy on a mobile home and car if I am not the only person on the loans and include other outstanding debt?

Your co-signers will still be on the hook, but you can discharge your obligation on the debts.

Please, I need to know if I can change my mind at the meeting of creditors to officially surrender vehicle eventhough...

There is no fee for amending your Statement of Intention (SOI). If you do not file a redemption motion (for a purchased vehicle) in a timely...

If you file for Chapter 13 is your 401k exempt and protected?

As long as it is worth less than $1.1 million or so, and you can show that it is reasonable and necessary for you retirement needs, it is exempt. ...

Payday lenders generally use extreme tactics and threats, but do NOT want to submit themselves to the court system by filing a claim or lawsuit. ...

Can I buy my parents home?

Yes. You need to pay a price that the Trustee finds acceptable and that the court approves. If you get a reasonable offer in before the Trustee...