You need to amend your paperwork to include the loans. You swore under penalty of perjury that the information you provided was true and accurate,...

Had 341 meeting Trustee atty wants past 4 yrs of all financial records. What is the worst case scenario? What is going to happen

The worst case scenario? Jail, fines, denial of discharge. But if you want a realistic assessment, you have to look at your reality. If you gave...

Possible Trustee fraud.....at least Bankruptcy Trustee incompetence. What can be done to protect creditors?

You apparently filed two bankruptcies. Your scenario seems to only cover the corporate bankruptcy. The trustee is representing the general...

I filed bankruptcy in 2008 I recently called and inquired about refinancing. During this call I was told my mortgage wasn't sho

Ask the creditor for a payment history since the bankruptcy. Dispute the information on your credit history, providing a copy of the payment...

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Do we have to postpone the marriage till my fiance chapter 7 discharge, or it is ok to get married after she files the chapter 7

Should not be a problem. If you are now living together, there may be some means test issues, regardless of your marital status on the date of...

Google the Utah Department of Fraud and you will get nothing on point. You cannot be arrested for failing to pay a loan. This is a tactic typical...

What do i do about fraudulent bills?

You should consult with an attorney who handles Fair Debt Collection Practices Act (FDCPA) cases. (S)he can advise you on how to protect yourself...

Do I have any legal obligation to pay a discharged debt?

The IRS has rules that require lenders to issue a 1099-c (canceled debt) when a loan has been inactive for a certain time. This does not mean that...

When adding a creditor in Chapter 7, do I send them a copy of the B9A that the clerk sent or do I fill out a new B9A?

You should have received an original B9A from the court after you filed. It will have your complete social security number on it (If you try to...

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How long before you can a sell a house after a chap 7 BK.

You can sell the house anytime after the trustee files a no-asset report. However, if your net proceeds exceed your claimed exemption, the trustee...