Can I protect myself from a spouse opening up credit cards? Can I register a letter to creditors claiming no liability?

You need to post a notice on you credit reports that you need to provide personal approval for any new credit grants. Go to...

Dry cleaning business foreclosed on because of a problem in Ch 11 bankruptcy. Since the customers want their clothes back...

The customers own their clothes and they should contact the foreclosing lender to make arrangements to recover them.

Is there any recourse against my mortgage company for taking over a year to foreclose on a bankruptcy surrender?

You can live in the condo rent free (you just have to pay the association fees) until the lender decides to exercise its foreclosure rights. If...

Can we allow a relative to stay in a home we filed Bankruptcy on and surrendered so that the house is not vacant & afford,insur

Yes. You can also bring a contempt motion against the bank for demanding that you insure the property.

Are Hurricane Sandy claims exempt in ch. 7 bankruptcy?

You raise some tactical questions. Generally, those funds would fit into your homestead exemption, but some trustees might argue it is not. So it...

What happens if you do/don`t reaffirm your mortgage and two years later you cannot meet payments in NH?

Modification is NOT a reaffirmation, so your bankruptcy eliminated your personal responsibility on the debt, and it can never be resurrected. The...

I took $3000.00 from a 7 year annuity that matured. Am I in trouble. I live in Florida.

The annuity was exempt as per your attorney. Taking the 3k from it would not be a big deal. If the annuity was worth more than that, and will...

Does bankruptcy stop dealership from possessing vehicle?

Your question is not clear due to your use of abbreviations. It sounds like you cosigned on your daughter's car loan. And even thought the...

Contact a Fair Debt Collection Practices Act attorney. It sounds like you may have a claim under that Act, or possibly the Fair Credit Reporting Act.

A different party is asking for lift of mortgage stay order in chapter 13 & trying to enforce ORIGINAL OLD MORTGAGE NOTE debt

The debt is the total principal plus interest and fees. Since personal liability was discharged, only the property is at risk. That risk can only...