Archived
I'm thinking about getting a secured credit card to help repair my credit score. Is this a good idea and are they safe?
Alan's answer
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Answered on March 28, 2013
You should meet with a bankruptcy attorney to assess what you did and where you stand. Thinking about building your credit score when you are...
Archived
Only $3000 Left on a 5 Year Chap. 13 plan and it was dismissed without notice, is it a positive on credit if I finish?
Alan's answer
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Answered on March 28, 2013
If you can reopen the case and complete it, you will receive a discharge of all remaining unsecured debt (assuming you were eligible for same). ...
Archived
If you have morg pymts in bankruptcy, you ask for a voluntary dismissal, you pay
5 of the 8 pymts can they still forclose?
Alan's answer
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Answered on March 27, 2013
This is really District specific. First, if you dismiss your chapter 13, then you are 8 payments behind with your lender. If your District allows...
Archived
Being sued by cc co, filed BK, no money to settle, have to go to court, no attorney, what can i do
Alan's answer
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Answered on March 27, 2013
Your facts do not compute! If you are being sued by a creditor and filed a bankruptcy, then you need to amend your filing to include the...
Archived
Will Sallie Mae allow us to continue to cosign on a parent and/or loan if we file bankruptcy?
Alan's answer
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Answered on March 27, 2013
You should look at what you are asking. You see a need to file for bankruptcy, but you want to continue to go into debt! While it is nice that...
Archived
What are the ramifications of a bankruptcy filing on the professional license of an attorney, of a bar applicant?
Alan's answer
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Answered on March 27, 2013
Each state bar publishes ethics opinions. You need to search these to find your answers.
Archived
I am looking for a Southern California lawyer who could represent a defendant for being sued by a bank for a car loan....
Alan's answer
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Answered on March 27, 2013
YOU apparently do not need a lawyer. The defendant in the lawsuit does. I would suggest a Fair Debt Collection Practices Act attorney, as the Act...
Archived
What are some tips in representing myself for debt collection summons?
Alan's answer
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Answered on March 27, 2013
At the most you can only buy time. If you owe the money, you will ultimately get a judgment against you and you will be subject to garnishment and...
Archived
Can I reopen a Chapter 7 bankruptcy asset case to include a creditor who did not receive notice?
Alan's answer
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Answered on March 27, 2013
The basic rule is that an unlisted creditor in an asset case is not discharged. This is because the creditor did not get a chance to share in the...
Archived
Should I personally notify my creditors I am filing for bankruptcy?
Alan's answer
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Answered on March 27, 2013
I tell my retained clients to tell their creditors to call me to confirm that I have been retained for a bankruptcy filing. There is no need for...
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