Archived
Am I held responsible for for my ex husbands credit cards (I was joint with him) 3 yrs after our divorce--creditors are suing me
Alan's answer
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Answered on September 28, 2009
Your divorce only sorted out things between the two of you. Your joint creditors were not parties to the divorce and have every right to sue...
Archived
Will the court take my penison
Alan's answer
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Answered on September 28, 2009
No, your future pension rights are protected, and your current pension payments are income, but if all the funds are needed for necessities, there...
Archived
Ch 7 and summons question
Alan's answer
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Answered on September 28, 2009
I would file a motion to find the creditor in contempt for violating the automatic stay.
Archived
My sister was on an bank account for in case of death. i am in process of bankrupt the took the money for her joint acc. w/husb
Alan's answer
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Answered on September 28, 2009
Assuming this was a Transfer on Death (TOD) account, the beneficiary's financial problems would not allow the creditor to access the account.
Can credit card debt collectors take away my house which I had bought for cash?
Alan's answer
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Answered on September 28, 2009
Michigan's judgment lien statute allows a judgment creditor to place a passive lien on the property. It is only collectible upon the sale of the...
Archived
Can I just walk from my home after Chapter 7? Will it affect my credit any more than the bankruptcy did? What about the 2nd Mor
Alan's answer
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Answered on September 28, 2009
Recent changes in the Michigan foreclosure law will effectively allow you about a year before you can be legally removed from your home after you...
Archived
My Mom's Chapter 7 Bankruptcy case was discharged but now a creditor is suing her for a $25000 old debt. What will happen next?
Alan's answer
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Answered on September 28, 2009
Case should be reopened and a motion to find the creditor in contempt should be filed. Assuming your facts are correct, any attorney fees incurred...
Archived
Is a wife responsible for paying off her husbands credit card debt? Also if he files bankruptcy does that affect her credit?
Alan's answer
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Answered on September 28, 2009
She is not responsible for his debts. His bankruptcy would not affect her credit.
Archived
What schedule do I use to list tax debt I want to discharge in a chapter 7 bankruptcy? The taxes are from 2005, filed and due
Alan's answer
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Answered on September 28, 2009
Assuming you filed your taxes by the April 2006 due date, list the IRS on schedule E, but claim the amount entitled to priority as $0.00.
Archived
How soon can a person refile chapter 13 in michigan
Alan's answer
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Answered on September 27, 2009
You can file anytime. You will only receive a discharge if your previous chapter 13 ended with a discharge at least two years ago (there is...
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