Archived
I am 77 years old I want to claim Bankruptcy just on my credit- cards.
Alan's answer
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Answered on October 01, 2009
Since the Social Security and pension are protected from garnishment, you are likely judgment proof so bankruptcy may not be necessary. ...
Archived
Had statue of limitations been met by the time creditor filed a claim
Alan's answer
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Answered on October 01, 2009
If the creditor was listed in your bankruptcy, it is unlikely that the statute of limitations would have run. But the original date of the debt...
Archived
Can creditors take my paid in full car if I have injunctions from other creditors agaisnts my credit?
Alan's answer
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Answered on October 01, 2009
Yes
Archived
I want to add a creditor to my bankruptcy. I just had a hearing a few days ago. How would I do that?
Alan's answer
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Answered on October 01, 2009
You need a Coversheet for Amendments, and an amended schedule F. There is a $26 fee to file. Should be filed as soon as possible to assure...
Archived
Is the spouse of a deceased medicare patient responsible for an unpaid co-pay If a responsibilty form was never signed?
Alan's answer
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Answered on October 01, 2009
No
Archived
Statue of limitation on a co-sined car loan
Alan's answer
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Answered on October 01, 2009
Statute of limitations is six years from the last activity on the account. Some consider this an affirmative defense in a lawsuit, so it must be...
Archived
How to handle scavenger debt collectors?
Alan's answer
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Answered on October 01, 2009
File a chapter 7 bankruptcy
Archived
Is there any way to transfer debts to my husband?
Alan's answer
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Answered on October 01, 2009
No
Archived
Can a person be sued for a money judgement if they are no longer employed or employable, have no savings or compensation
Alan's answer
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Answered on October 01, 2009
Yes
Archived
A credit card company is suing me for a written off debt, what does this involve?
Alan's answer
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Answered on October 01, 2009
Writing off the debt has nothing to do with you. It is an internal bookkeeping process that allows the lender to take a tax deduction. The debt...
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