Archived
Our house is going to foreclosure...what, on average, are we looking at for fees that an attorney will charge????
Alan's answer
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Answered on August 08, 2011
First you do not need an attorney if you do not plan on keeping your home. If you want to keep it, you should contact a bankruptcy attorney. Go...
Archived
Can lender sue for difference in loan amount and the amount they paid for a foreclosure at a sheriff sale?
Alan's answer
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Answered on August 07, 2011
I have not seen a deficiency claim yet, so while it is marginally possible, it is highly unlikely. In most cases, at the end of the redemption...
I am the POD and TOD on a bank and investment account. Am I responsible for using these funds to pay debt of the deceased?
Alan's answer
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Answered on August 07, 2011
No to the first question, but anything in the estate is subject to the claims of creditors.
Archived
Was supposed to be paid 40$ day for babysitting-did for 4 years & was never paid per agreement-instead went bankrupt loaning him
Alan's answer
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Answered on August 04, 2011
You were taken advantage of by an addicted family member. Most likely you relied on trust and the morals of your son to make good on the promises,...
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Archived
If the creditors exceed the garnishment balance. How long before I recieve the balance.
Alan's answer
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Answered on August 04, 2011
You should contact the creditor's attorney and ask that they cancel the garnishment and refund the excess money. Too often these collection firms...
Archived
I was recently sued in a Michigan District Court by Discover for a credit card debt. The plaintiff, Discover's attorney, did not
Alan's answer
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Answered on August 04, 2011
Discover apparently requested reconsideration of the dismissal, which you should have gotten notice of. Since the judge has apparently reinstated...
Archived
Chapter 13 Plan has been amended; am I getting paid or not??
Alan's answer
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Answered on August 04, 2011
It is not clear if you are the elderly lady - if you are, and the relative was acting in a fiduciary capacity, you can bring an action to avoid...
Archived
Do I have a case against a credit card company for allowing a $5000.00 phone in charge to be paid. When Its FRAUD!
Alan's answer
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Answered on August 04, 2011
You must file a dispute with your credit card company within 60 days to preserve your rights. You should assert that you did not incur the debt,...
Archived
Can an apt complex start charging a fee for water? We have private entrances and no individual meters.
Alan's answer
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Answered on August 04, 2011
If you are a month to month tenant, they have to give you a month's notice for any changes in the lease, so you can leave if you do not like the...
Archived
Responsibility for property taxes during foreclosure?
Alan's answer
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Answered on August 04, 2011
The property taxes become a lien on the land, you have no personal responsibility (unless you lied about the homestead exemption), so you can stop...
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