Bankruptcy - If I cash out whole life policy, is that income 4 means test? What if take a loan against it instead?what happens?

Not income. You have cash value in the policy. It is an asset worth $xxx. (and quite possibly exempt in bankruptcy). When you cash out, you have...

Bankruptcy - If I cash out whole life policy, is that income 4 means test? What if take a loan against it instead?what happens?

Not income. You have cash value in the policy. It is an asset worth $xxx. (and quite possibly exempt in bankruptcy). When you cash out, you have...

I have recently been contacted by a person saying they are representing a law firm and there is a lawsuit against me.

Call, visit, or go on line to your local court and see if something has been filed against you. Next time someone calls write down their contact...

Can a landlord seek payment for damages after I moved out 15 weeks ago and the apartment was rented out immediately?

Since you did not provide a forwarding address, the 45 day limit for filing a suit does not apply. You will have to defend the action based on its...

What are my rights as a tenant at will whose landlord is facing foreclosure? Will I have at least 30 days notice to vacate?

The foreclosure sale give your landlord a redemption period during which he can pay off the loan, and the lender has to leave him alone. You need...

How do I resolve this?

Your neighbor is mentally ill. You should let the local police know the circumstances, so when you call them about the noise problem, they will...

My old landlord left lots of stuff at the house we rented so we threw it away .. now they r trying to sue me for it , is that ok

What does your lease say about the things left behind? You say the landlord paid the city to haul it away - if the landlord knew it was the things...

Yes. If you have not paid rent, you have received a 7 day notice to quit, which is a prelude to the court action. Posting it to the door is an...

Just received a stack of statment copies from a collection attorney from a dv letter i sent out 11 month ago

File the bankruptcy and wipe out 100% of the debt.

In no asset chapter 7 discharge,mortgage note is discharged cmpletely but

The bankruptcy eliminates your personal liability on the debt. However, your property is still obligated to it, based on the original contract. ...