Archived
Can a Michigan HOA require payment from deedholder's widow for legal fees associated with an uncontested foreclosure ?
Alan's answer
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Answered on December 18, 2011
Technically, the property needs to be probated if it was only in his name. The by-laws may state that the successor in interest is responsible for...
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Archived
What kind of sanctions can I request for FRAUD UPON BANKRUPTCY COURT JUDGE
Alan's answer
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Answered on December 18, 2011
I do not believe you have indicated anything sanctionable in your current chapter 13 case. If a creditor committed fraud in other cases, it needs...
Archived
I just had a credit card judgement placed against me, my only income is SSD. How do I stop any garnish against checking a/c
Alan's answer
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Answered on December 18, 2011
I agree with the above answer and would suggest that you set up a savings account to receive the direct deposit SS funds. Use up all of the money...
Archived
BANKRUPCY
Alan's answer
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Answered on December 18, 2011
You filing a bankruptcy should affect only your credit and no one else's
Archived
After chapter 7 discharged the house not reaffirm do I still liable for the house damages?
Alan's answer
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Answered on December 16, 2011
These are both long term damages, likely not covered by insurance. But also therefore, the claim would have existed at the time of filing, so the...
Archived
Filing ch. 7 BK. I'm under on my house (200,000 first, 50,000 2nd). Late on both. Do I include both on Form B8?
Alan's answer
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Answered on December 14, 2011
Yes list them both with the intent to surrender. You are not required to do anything after that - it is up to the lender to request relief from...
Archived
If defendants have already been served and I find out that the address is wrong, can I get an Alias Summons in Bankruptcy Court?
Alan's answer
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Answered on December 14, 2011
Ask for a new summons and serve the Defendant properly. Serving the attorney representing it outside of bankruptcy is not in itself sufficient. ...
Archived
I received at bank execution for $1,377.00 on a credit card account, how do I fight not to have the whole money withheld?
Alan's answer
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Answered on December 14, 2011
Since you have not told us where you are from, it is impossible to advise you. My state allows you to propose a payment plan to avoid wage...
Archived
I am a college student who wants to file for bankruptcy. Do you know if I have to disclose the amount of financial aid?
Alan's answer
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Answered on December 14, 2011
This is VERY locally specific. You need to consult a local attorney. Go to the National Association of Consumer Bankruptcy Attorney's website...
Archived
I am separated from my wife and want to file bankruptcy for myself - Is that possible?
Alan's answer
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Answered on December 14, 2011
Any debt that exists on the date of filing (including the judgment) is included in your bankruptcy. However, you refer to your future ex-wife,...
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