I need to know what type of settlement strategy to use to possibly get lien removed from second mortgage.

Based on your facts, you filed a chapter 7 and got a discharge. Most courts allow you to file a chapter 13 to "strip" the second's lien, even...

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When to open a secured credit card? Should I stop using credit cards?

I would wait until the bankruptcy case is closed. While you could do so sooner, most lenders are skittish when it comes to dealing with you when...

If I am a college student and get sued but don't have money, what happens?

First, your renter's insurance should provide some protection. Make sure you put the carrier on notice. If you do not have insurance, you may...

I have been on bankruptcy for 3 years and I want to pay it off early. The balance I owe is a little over $5000.

If the $5k includes mortgage or other long term debt, then no, the payoff would be less the long term payments. If the $5k is what you dedicated...

If we are current on the first mortgage and file bankruptcy can we keep our home & eliminate the 2nd Mortgage?

Assuming you meet all the other criteria for a chapter 13, and you first mortgage exceeds the value of your home, you should be able to "strip" the...

What kind of sanctions can I request for FRAUD UPON BANKRUPTCY COURT JUDGE, in chapter 13 now

It does not sound like you have a claim in your current chapter 13 case.

What is the average cost of a bankrupsy 7 coast,i live in ny

OK, let's say you call the tire store and ask "How much for a new set of tires for my vehicle?" Do you honestly think they can give you a...

Chapter 13 and Lifting of Automatic Stay?

Your attorney should be able to propose a plan which include a HAMP modification which you are being considered for. The lender can object, but...

Within one month of renting a new home the landlord informed us their needed to be a rental inspection. Its showed violations.

You have three choices here. Leave the unsafe home. Tell you landlord you will be using rent money to hire the repairs done if he does not do so...

My fiancee owned a house that is currently being foreclosed upon. When we get married, can the bank come after my assets?

Keep accounts separate at least until his issue is resolved. If his debt is forgiven, there could be 1099c income, and/or capital gains...