Archived
If I do not reaffirm my home after my bankruptcy, but I keep current on payments, is it still my home to sell later?
Alan's answer
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Answered on August 08, 2012
Yes. You own the home. No need to reaffirm. Until the lender forecloses, you can sell and reap the benefits. By the way, the bankruptcy code...
Archived
My Mortgage reports "DEROGATORY" on CR after chapter 7 BR (2008)and Mortgage Reaffirmation(2010). I never missed payment
Alan's answer
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Answered on August 08, 2012
Get the lender to send you a payment history. Dispute the credit report and provide the payment history. The agency has to present the report to...
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Archived
How do I stop a garnishment that has already started and is not mine?
Alan's answer
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Answered on August 07, 2012
If you have not gone to the court that issued the judgment on this, you may have lost your rights to do so by waiting so long. You may be able to...
Archived
I am having a garnishee on my pay, and can't make rent and other bills (ie.gas, phone, electric) what can i do?
Alan's answer
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Answered on August 07, 2012
Apply to the court to set up a payment plan the has lower payments, if the does not work, then file a chapter 13 bankruptcy to set up whatever...
Archived
What is the specific proccedure a creditor takes to bring forth an action against a debtor who commited fraudulent conveyance
Alan's answer
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Answered on August 07, 2012
In the context of bankruptcy, the trustee would bring the action on behalf of all creditors.
Archived
How do you pay for a bankruptcy lawyer
Alan's answer
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Answered on August 07, 2012
I met with someone last week that was preparing to pay over $2000 toward minimum payments on credit card debts as soon as her first of the month...
Leaving country with debts, would one be arrested when coming back?
Alan's answer
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Answered on August 07, 2012
You would not be arrested. Bankruptcy law exists in this country because the founding fathers wanted to make sure debtor's prisons were...
Archived
I'm considering 'debt negotiation' as an alternative to bankruptcy on credit card judgement. Any advice/tips are appreciated!
Alan's answer
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Answered on August 07, 2012
You should use an attorney to do this. Be aware that any debt forgiven will be considered taxable income and you will owe the IRS. I suggest you...
Archived
I got a judgement against a man and his company,now he has filed bankruptcy on me
is there any thing i can do to get my money
Alan's answer
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Answered on August 07, 2012
Talk to an attorney about filing an adversary proceeding in the bankruptcy. If you have a fraud judgment in state court, it should carry over to...
Corporate Advance Balance owed to mortgage company of $800.00
Alan's answer
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Answered on August 07, 2012
You need to find out what it is before you jump to conclusions. Perhaps your escrow was too low and the lender had to shell out some funds to...
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