Archived
I filed bankruptcy about two years ago and it has since been discharged. I left my house out of the bankruptcy.
Alan's answer
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Answered on September 17, 2012
If you did it right, you listed your home as an asset and your mortgage loan as a debt. Assuming you did not reaffirm the debt, which is not...
Archived
In the Bankruptcy chapter 13 are they talking about the origibal certificate or something seperate/different?
Alan's answer
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Answered on September 17, 2012
Exhibit D must accompany the certificate you file. In that form, you certify under penalty of perjury that you took the course. Find it here: ...
Archived
If i was already approved for a vehicle loan and filed chapter 7 with the court and signed loan papers at the same time what
Alan's answer
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Answered on September 14, 2012
Whatever happened before you filed has to be disclosed. So if you signed the loan papers before you filed, it should have been listed in the...
Archived
I filed for Chapter 7 br and was discharged in feb 2012. I am approximately $150K upside down on a $550K property. The trustee
Alan's answer
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Answered on September 14, 2012
Well, you signed an agreement with the trustee, so that is probably binding. But until you talk to an attorney about what you did, it will be hard...
Archived
My mom is filing for bankruptcy. I've made several payments to her to buy her vehicle. Will I have any claim on my investment?
Alan's answer
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Answered on September 14, 2012
You have at best an unsecured claim. If your mother has no assets for creditors, you will be out of luck as far as your legal rights. If there...
Archived
One year into a Chapter 13 and have now stopped paying my mortgage What happens to the 13?
Alan's answer
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Answered on September 14, 2012
The lender can foreclose. Without knowing why you are in a chapter 13, there is little else to say.
Archived
Ch 7 bankruptcy discharged/closed - Is it possible to do a HARP refinance on first mortgage, where 1st, 2nd and 3rd were IIB?
Alan's answer
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Answered on September 14, 2012
You might want to consider speaking to a bankruptcy attorney to see if you can do a chapter 13 to strip one or both of the junior mortgages. If so...
Archived
I cosigned for my sister to get a loan. She is unable to pay and I have taken over the payments. She filed for bankruptcy and...
Alan's answer
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Answered on September 14, 2012
There is no such thing as a "bankruptcy company", so your question is not answerable.
Archived
If awarded a judgment in a $3500 civil case, how long does one have to collect? Can judgement be received if guilty bankrupt?
Alan's answer
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Answered on September 14, 2012
The judgment is good for 10 years, and can be renewed before the end of the tenth year for another ten years. A bankruptcy filing by the debtor...
How do I notify the IRS of a Chapter 7 bankruptcy filing?
Alan's answer
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Answered on September 14, 2012
You might want to file a motion to ask the court to disgorge your former attorney's fee and return it to you.
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