I'm wondering if bankruptcy is for me and if so, which type. My income is steady however my debt is greater than my income.

Immediately speak with a bankruptcy attorney. You should have done so before you started tapping your 401(k) since that would have been 100%...

How long after the state files for backtaxes against me can I file for bankruptcy?

There is a 3 year period. There is also a two year period. Oh and a 240 day period. And each of these can be extended in certain circumstances. ...

Is it better to claim bankruptcy or have a foreclosure on my mortgage?

I agree with Mr. Coe. And I urge you to see the bankruptcy attorney as soon as possible, before you do something that is not in your best...

I own my house and cars but cant find employment so I cant pay my property tax how can i protect my stuff.

A chapter 13 bankruptcy could give you the time to catch up on taxes, but you would have to be able to pay the next ones when they come due while...

Are DLSE fines and citations dischargeable in a bankruptcy?

Probably not. You should consult with a local bankruptcy attorney to see how these are treated in you district.

After filing chapter 7 can i receive funds from my pension plan, and if so are they protected

Filing bankruptcy is a snapshot of the instant you file. If the pension plan is exempt at the instant of filing, then afterwards, you can do...

What happens to arrears of 1st & 2nd mortgages if I file BK7 and want to stay in home in Florida?

You will lose your home if you file a chapter 7 and cannot bring the loans current. It might be possible to strip the second after the McNeal case...

I owe 15,000 directly to my college in tuition and fees. It has since gone to collections. Is bankruptcy an option ?

Yes if it is a direct debt to the institution, it can be discharged. If it is a student loan, then bankruptcy will not discharge it. Talk to a...

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Disability and financial issues and going through a Divorce at same time

Definitely talk to a bankruptcy attorney. You should also invite your spouse. Since she is apparently not able to handle her share of the bills,...

My business went bankrupt. I am being sued for a discharged debts. My lawyer won't take the case. What are my options?

The legal fees sound like a personal debt. Since the business debt was discharge as to the business, the attorney is looking to you personally to...