My wife and i own property which we have given a life estate to our 2 children. 1 of our children filed chapter 7 bankruptcy. .

Some of what you have said does not make sense. One does not usually give a life estate to someone and have them also be the remainderman - that...

1) Can student loans, credit cards, and monies owed to a state be consolidate under a consolidation program?

If a creditor can trace the debt to something that is non-dischargeable, then it can claim that its debt is therefore not dischargeable as well. ...

Can someone file chapter 7 Bankruptcy in 2013 having a chapter 13 bankruptcy discharged in 2010

It would be quite rare for a chapter 13 filed in 2010 to be discharged in 2010 as well. All measurements are from filing date to filing date, and...

I need to file bankruptcy, but I do not have any money to pay. Where can I go to get help with papers.

You are being short sighted here. You say you need to file - why? If you truly have nothing to pay for assistance, then you really have nothing...

Should I file chapter 7 before I file a lawsuit for a personal injury?

Certain proceeds from a personal injury case can be exempted, but the control of the case goes to the chapter 7 trustee when you file your...

Bankruptcy Chapter 7 in Maryland

You will need to take the credit counseling course - with VERY few exceptions, EVERYONE does. The means test (a mechanical set of assumptions)...

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Is bankruptcy an option for my husband and I and can we file together or separate?

Yes bankruptcy could be an option. The student loans are probably not dischargeable, and the jeweler's account could be secured, so you may have...

I have a private school loan from national collegiate trust. personally filed for bk '10 and thought I did the undue hardship

You first need to determine if your private student loan fits the IRS definition as a "qualified education loan as defined in section 221(d)(1) of...

Want file bankruptcy past debt most prior to marriage, will this affect my husband? He owns our home and vehicles in his name

Washington is a community property state, so things acquired during the marriage by either spouse could be considered property of both spouses. ...

How do you "respond" to a credit card civil lawsuit pro se?

You admit or deny each of the numbered paragraphs. You have to deny at least one to give the judge something to decide. Once you file the answer,...