Archived
I need a bankrupcy lawyer who deals with trustees! Trying to get my 50% of a settlement that ex-spouse trustee wants to take.
Alan's answer
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Answered on March 12, 2013
Mr. Riddle is correct. You need local counsel to review the class action claim, your divorce judgment, your ex spouse's bankruptcy filing, and the...
Archived
In Michigan I realize creditors (not Taxes or C. Support) can garnish your jobs paycheck. Can they (Mi) raid bank accounts?
Alan's answer
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Answered on March 12, 2013
Yes. Once a judgment is entered, and the 21 day appeal period runs, 100% of what you have in the bank can be garnished (unless the funds are...
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Archived
I help understanding legal document regarding bankruptcy chapter 7.
Alan's answer
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Answered on March 12, 2013
The seller still has two mortgages. While his bankruptcy eliminated his personal obligation to pay the lenders, it had NO EFFECT on the lenders'...
Archived
How much would you charge for a Chapter 7 bankruptcy in CA?
Alan's answer
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Answered on March 12, 2013
Your question is too broad. It is like asking how much to get a set of tires for your vehicle. Unless you can provide more information about what...
Archived
Rec'd letter from lawyer collectiing on old capitol one credit card. last payment was made in 2004, charged off in 2005.
Alan's answer
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Answered on March 12, 2013
Based on the timing of the last payment, it is highly likely that the statute of limitations has run and you can no longer be sued on the debt. ...
Archived
If I must add a creditor to a Chapter 7, am I required to send notice of the update to all creditors or just the added creditor?
Alan's answer
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Answered on March 12, 2013
If you add a creditor in a chapter 7, you need to notice that creditor of the filing. If you amend a statement or schedule, you generally do not...
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Archived
After filing a Chapter 7 Voluntary Petition, am I allowed to sell or return personal property items listed on Schedule B?
Alan's answer
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Answered on March 12, 2013
You can sell exempt items once the trustee has filed a "no asset" report (happens quickly in most cases in MI). It is not clear what you mean by...
Archived
After creditor's claim is disallowed, can creditor move to lift the stay?
Alan's answer
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Answered on March 12, 2013
Short answer is YES. If your goal is to keep the home, you might want agree to allow a late claim, as long as it is what the debtor was expecting....
Archived
When filing Chapter 7, should a debt collection attorney or firm be listed as a creditor?
Alan's answer
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Answered on March 12, 2013
I always include every entity that has claimed have the right to collect the debt. Sometimes that means three or four collectors in addition to...
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Archived
Being threatened to be charged criminally for "fraud of a fiancial institution" and a civil suit for a payday loan
Alan's answer
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Answered on March 12, 2013
Such threats are typical, but rarely carried out by payday lenders. If this was an internet loan, it is even more unlikely that any real action...
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