Archived
I read my credit report and it says my mortgage account was discharged because chapter 7. what does this mean? is my house safe?
Ryan's answer
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Answered on February 03, 2015
As the other attorneys have already mentioned, your personal liability was discharged in your Chapter 7 case. Therefore your credit report will...
Archived
Michigan Drivers Responsibility fees.
Ryan's answer
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Answered on February 01, 2015
As these fees are are civil in nature they are dischargeable in chapter 7 and chapter 13. I've had many clients get these fees discharged.
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In regards to bankruptcy and a licence restoration affordable attorney.
Ryan's answer
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Answered on February 01, 2015
As the other attorneys have mentioned, we are not supposed to directly solicit clients on the question and answer session. Like me, most attorneys...
Archived
A levy was recently placed against my account by the State of Michigan and my payroll check is direct deposited into.
Ryan's answer
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Answered on January 30, 2015
It really depends on what arrangement you made with the state. Make sure they agreed to release the levy with your payment arrangement.
Archived
Mortgage discharged in ch7 BK 3 years ago this april, mortgage company still hasnt foreclosed, how do we buy a new home
Ryan's answer
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Answered on January 29, 2015
The discharge of the mortgage in your bankruptcy does not get the property out of your name. Only a sale, foreclosure or deed in lieu will remove...
Archived
I have a fictitious name with my mom butbdont really own the business , if i remove my name before filing chapter 7
Ryan's answer
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Answered on January 29, 2015
A DBA or fictitious name is not considered to be a separate legal entity like a corporation or LLC. Therefore there is no separate ownership of...
Archived
I recently converted to a 7. Will funds from the 13 still on hand with the trustee be refunded?
Ryan's answer
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Answered on January 29, 2015
The trustee may be holding the balance on hand for any filed administrative claims such as your attorney making a request for fees. The trustee...
In Michigan I owe 200k for medical bills. I don't have any money to pay them back. Can I file for bankruptcy?
Ryan's answer
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Answered on January 29, 2015
Like Bruce said, you can't go to jail for simply owing a debt, medical or otherwise. 200,000 is certainly enough debt to consider bankruptcy. I...
Archived
Chapter 13 and signed statement from Boyfriend now husband stating he would pay as long as needed for chapter 13.
Ryan's answer
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Answered on January 29, 2015
As the other attorneys have pointed out, it does not appear you have an enforceable contract. Your boyfriend was merely agreeing to help...
Archived
Need to filed ch 7 bankruptcy
Ryan's answer
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Answered on January 28, 2015
You should definitely consult with an experienced bankruptcy attorney. I have had success previously filing one spouse in a Chapter 7 while the...
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