Credit Rebuilding under Chapter 13

Your credit is reflection of many things, including amount of credit, payment history, length of time, number of creditors, different types of...

A paid for house has a 2nd Mortgage that is unpaid and there the lien holder. The Co. with the 2nd mortgage cannot be found?

This question may be more appropriate in the Real Estate section. Even though the mortgage company may have filed bankruptcy 8 years ago it's...

How do I recover funds owed for a defaulted loan that I paid on a cosigned account?

What you are basically asking for is contribution. The loan binds both of you to the creditor, and the creditor can seek payment from either one...

Can a creditor charge me legal fees they accrued due to a bankruptcy I filed?

Legal fees may sometimes be allowed depending on the contract you signed. This is common particularly to secured loans like mortgages and car...

Summons and complaint on a old credit card (debt time barred)

You should certainly assert the statute of limitations as a defense in your response to the complaint. The creditor will have to show that it's...

I owe a debt to my college and the debt is with the state attorneys office, Can I contact the school and set up a payment plan

it sounds like the state may have guaranteed your debt to the school so you may have to deal directly with the state now. If you defaulted on the...

Who can help us?

I agree with Blake that you should find a consumer debt attorney in your area. It appears that you agreed to a settlement and presented funds but...

Would 401K holdings go under schedule C in a Chapter 7 Bankruptcy?

The 401k should be listed as an asset in Schedule B. It should then be exempted accordingly in Schedule C.

The judgments shouldn't affect you if they were discharged in your bankruptcy case. If you were just recently discharged it may take a while for...

I am currently going through a civil case and I was ordered to pay attorney fees of $2,500.00. If I file Ch. 7 bk can I include

It's too difficult to know whether or not the attorney fees will be discharged without knowing more about the civil case. In general, attorney...