Filing for Chapter 7 instead of 13

You should check your Court's Local Rules, normally on the Court's website, to see if it specifies a procedure for conversion. Some courts require...

I do not qualify for a chapter 7 at the moment, but will in the near future...

There is no requirement, to my knowledge, that your household size must be established for 6 months prior to filing. It is only required that the...

If I am the Cosigner on a car which the main signer on the car is filling chapter 7 bankruptcy do i get stuck with all the debt?

As far as the car loan creditor goes, you will be solely responsible. If there is a divorce decree and your X is responsible in the divorce for...

Can I file a chapter 13 after filing a 7 in Michigan

Yes, you may file a Chapter 13. The Chapter 13 will ensure that you only pay your creditors what you can afford to pay. However, because you...

At most you should experience only one more deduction and the Trustee will have to return it to you if it does happen. Once the case has...

I did my Chapter 7 pro se in 08 and it was D/C in march of 09.

The answer to your question lies in the difference between a loan and a lien. Bankruptcy discharges loans (your personal obligation to pay a debt)...

How does Chapter 13 affect a cosignor?

You will likely not be able to get this off of your credit report. However, I would try writing the creditor directly and point out to them that...

I have a default judgment issued in 2003 for loans with a bank that were included in a Ch 7 Bankruptcy discharged in 2005

Please also know that dischargeability and discharge issues may be litigated in the state court as well as the bankruptcy court. If all else...

How to file a complaint to get garnish wages back before filing bankruptcy

Please consult with an attorney. The ability to recover the garnishment must be listed as property on Schedule B and exempted on Schedule C. ...

Can I discharge a loan if my name isn't on it?

Who you have been writing the checks out to is immaterial. Your father took out the loan. He "lent" the funds to you. Unless you signed for the...